Financial Services / Banks - RegionalStockholm
$13.30
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 30.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.1B
P/E
12.0x
↓EV/EBITDA
N/A
•ROE
10.4%
↑Gross Margin
N/A
•Debt/Equity
0.33
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+21.2%
FCF CAGR
—
FCF margin
-54.9%
FCF / Net income
-2.78x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.43B · net income $281.7M · FCF $-783.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.43B | $1.43B | $1.28B | $1.05B | $800.9M |
| Net Income | $281.7M | $281.7M | $208.7M | $151.9M | $900000.00 |
| EPS | 1.11 | 1.11 | 0.81 | 0.61 | -0.07 |
| Net Margin | 19.8% | 19.8% | 16.3% | 14.4% | 0.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.33 | 0.33 | 0.14 | 0.10 | 0.08 |
| Cash Flow | |||||
| Free Cash Flow | $-783.3M | $-783.3M | $435.4M | $416.9M | $-465.9M |
| Returns | |||||
| ROE | 10.4% | 10.4% | 8.5% | 6.7% | 0.0% |
| Valuation | |||||
| P/E | 11.98 | 11.98 | — | — | — |
| P/B | 1.15 | 1.15 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 11.6% | 11.6% | 21.2% | 31.6% | — |
| EPS Growth | 37.0% | 37.0% | 32.8% | 971.4% | — |
| Dividend Yield | 2.8% | 2.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
2.1%
EPS terminal req.
$1.18
Spread vs growth
35.0%
5Y implied EPS CAGR
5.2%
EPS terminal req.
$1.43
Spread vs growth
31.9%
10Y implied EPS CAGR
7.6%
EPS terminal req.
$2.30
Spread vs growth
29.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.9%
Start / end P/E
17.8x → 12.0x
EPS bridge
0.81 → 1.11
Residual
-12.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.