Financial Services / Banks - RegionalLSE
$174.20
+0.20 (+0.11%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 12.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.2B
P/E
21.8x
↑EV/EBITDA
N/A
•ROE
3.5%
↓Gross Margin
N/A
•Debt/Equity
0.59
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+4.0%
FCF CAGR
—
FCF margin
-199.6%
FCF / Net income
-22.40x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $588.3M · net income $52.4M · FCF $-1.17B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $588.3M | $588.3M | $405.3M | $548.9M | $523.5M |
| Net Income | $52.4M | $52.4M | $42.5M | $29.5M | $-72.7M |
| EPS | 0.08 | 0.08 | 0.06 | 0.13 | -0.42 |
| Net Margin | 8.9% | 8.9% | 10.5% | 5.4% | -13.9% |
| Balance Sheet | |||||
| Debt/Equity | 0.59 | 0.59 | 0.74 | 0.82 | 0.86 |
| Cash Flow | |||||
| Free Cash Flow | $-1.17B | $-1.17B | $-1.45B | $590.0M | $-1.24B |
| Returns | |||||
| ROE | 3.5% | 3.5% | 3.6% | 2.6% | -7.6% |
| Valuation | |||||
| P/E | 21.77 | 21.77 | 1582.54 | 302.24 | — |
| P/B | 79.95 | 79.95 | 56.91 | 7.88 | 21.29 |
| Growth & Yield | |||||
| Revenue Growth | 45.2% | 45.2% | -26.2% | 4.9% | — |
| EPS Growth | 22.2% | 22.2% | -53.0% | 131.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
485.5%
EPS terminal req.
$15.46
Spread vs growth
-463.3%
5Y implied EPS CAGR
200.0%
EPS terminal req.
$18.70
Spread vs growth
-177.8%
10Y implied EPS CAGR
81.7%
EPS terminal req.
$30.12
Spread vs growth
-59.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+55.3%
Start / end P/E
1781.0x → 2262.3x
EPS bridge
0.06 → 0.08
Residual
+6.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.