Financial Services / Credit ServicesBSE
$198.45
-0.20 (-0.10%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
20/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.3B
P/E
29.2x
↑EV/EBITDA
41.6x
↑ROE
1.7%
↓Gross Margin
29.1%
↓Debt/Equity
4.82
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+12.3%
FCF CAGR
—
FCF margin
-63.5%
FCF / Net income
-34.56x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.09B · net income $111.7M · FCF $-3.86B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.09B | $6.09B | $4.71B | $3.79B | $4.30B |
| Net Income | $111.7M | $111.7M | $457.5M | $1.23B | $786.8M |
| EBITDA | $768.1M | $768.1M | $798.2M | $2.37B | $1.69B |
| EPS | 6.79 | 6.79 | 27.81 | 74.58 | 47.84 |
| Gross Margin | 29.1% | 29.1% | 32.3% | 45.6% | 48.7% |
| Operating Margin | 11.4% | 11.4% | 15.9% | 33.9% | 38.5% |
| Net Margin | 1.8% | 1.8% | 9.7% | 32.4% | 18.3% |
| Balance Sheet | |||||
| Debt/Equity | 4.82 | 4.82 | 4.27 | 2.66 | 3.79 |
| Cash Flow | |||||
| Free Cash Flow | $-3.86B | $-3.86B | $-11.02B | $-118.7M | $-470.0M |
| Returns | |||||
| ROE | 1.7% | 1.7% | 7.0% | 20.1% | 16.1% |
| Valuation | |||||
| P/E | 29.23 | 29.23 | 9.19 | 4.19 | 5.82 |
| EV/EBITDA | 41.58 | 41.58 | 36.77 | 8.28 | 10.73 |
| P/B | 0.49 | 0.49 | 0.64 | 0.84 | 0.94 |
| Growth & Yield | |||||
| Revenue Growth | 29.3% | 29.3% | 24.2% | -11.8% | — |
| EPS Growth | -75.6% | -75.6% | -62.7% | 55.9% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
37.4%
EPS terminal req.
$17.61
Spread vs growth
-113.0%
5Y implied EPS CAGR
25.7%
EPS terminal req.
$21.31
Spread vs growth
-101.3%
10Y implied EPS CAGR
17.6%
EPS terminal req.
$34.32
Spread vs growth
-93.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-30.2%
Start / end P/E
10.2x → 29.2x
EPS bridge
27.81 → 6.79
Residual
-140.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.