Financial Services / Credit ServicesBSE
$179.15
+4.50 (+2.58%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$30.1B
P/E
17.7x
↑EV/EBITDA
21.6x
↑ROE
6.0%
↓Gross Margin
32.9%
↓Debt/Equity
3.40
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+20.1%
FCF CAGR
—
FCF margin
-26.4%
FCF / Net income
-3.47x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $22.37B · net income $1.70B · FCF $-5.91B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $22.37B | $22.37B | $24.68B | $19.84B | $12.91B |
| Net Income | $1.70B | $1.70B | $-2.23B | $4.50B | $1.64B |
| EBITDA | $5.55B | $5.55B | $8.14B | $6.33B | $2.52B |
| EPS | — | — | -13.29 | 30.25 | 9.61 |
| Gross Margin | 32.9% | 32.9% | 39.7% | 35.9% | 34.1% |
| Operating Margin | 22.9% | 22.9% | 31.3% | 24.4% | 20.0% |
| Net Margin | 7.6% | 7.6% | -9.0% | 22.7% | 12.7% |
| Balance Sheet | |||||
| Debt/Equity | 3.40 | 3.40 | 3.08 | 3.06 | 4.07 |
| Current Ratio | 399.15 | 399.15 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-5.91B | $-5.91B | $13.61B | $-12.99B | $-23.61B |
| Returns | |||||
| ROE | 6.0% | 6.0% | -8.5% | 16.0% | 10.1% |
| Valuation | |||||
| P/E | 17.65 | 17.65 | — | 7.71 | — |
| EV/EBITDA | 21.65 | 21.65 | 11.82 | 17.57 | — |
| P/B | 1.05 | 1.05 | 0.84 | 1.24 | — |
| Growth & Yield | |||||
| Revenue Growth | -9.4% | -9.4% | 24.4% | 53.7% | — |
| EPS Growth | — | — | -143.9% | 214.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+38.9%
Start / end P/E
n/dx → n/dx
EPS bridge
-13.29 → n/d
Residual
+38.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.