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MYMONEY.BO$43.94+4.62%
Fair $43.94+0.0%

MYMONEY.BO

MYMONEY.BO

Financial Services / Capital MarketsBSE

$43.94

+1.94 (+4.62%)

Fairly Valued+0.0%Fair Value $43.94Fund rank 27/100 · Data gapFallback financials|
SA 65/B
F-Score: 8/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 33.0/100

Data gap 27/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 15/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

65/100

B

Piotroski

8/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · MYMONEY.BOLocal privado en este navegador · MYMONEY.BO
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$738M

P/E

10.7x

↓

EV/EBITDA

6.3x

↓

ROE

25.9%

↑

Gross Margin

96.1%

↑

Debt/Equity

0.02

↓
52-Week Range$44
$25$55

TradingView lightweight chart

MYMONEY.BO price, volumen y niveles de valoración

Último $43.94Periodo +110.2%
Fair value: $43.94

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+99.8%

FCF CAGR

—

FCF margin

89.1%

FCF / Net income

1.93x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $149.6M · net income $68.9M · FCF $133.3M

2022-FY → 2025-FY

Gross margin

96.1%+10.6% pts

Operating margin

90.7%+31.5% pts

Net margin

46.1%-3.6% pts

FCF margin

89.1%+307.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$149.6M$149.6M$33.0M$8.2M$18.8M
Net Income$68.9M$68.9M$20.8M$2.6M$9.3M
EBITDA$106.2M$106.2M$24.0M$2.3M$10.7M
EPS4.104.101.240.160.55
Gross Margin96.1%96.1%85.8%58.9%85.5%
Operating Margin90.7%90.7%73.9%6.2%59.2%
Net Margin46.1%46.1%63.1%32.0%49.6%
Balance Sheet
Debt/Equity0.020.020.050.100.06
Cash Flow
Free Cash Flow$133.3M$133.3M$-32.5M$8.3M$-40.9M
Returns
ROE25.9%25.9%10.6%1.5%6.1%
Valuation
P/E10.7110.7112.4660.4642.57
EV/EBITDA6.356.359.3251.9733.26
P/B2.782.781.320.932.61
Growth & Yield
Revenue Growth353.1%353.1%300.5%-56.1%—
EPS Growth231.1%231.1%690.3%-71.7%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-1.7%

fácil

EPS terminal req.

$3.90

Spread vs growth

232.8%

5Y implied EPS CAGR

2.8%

fácil

EPS terminal req.

$4.72

Spread vs growth

228.3%

10Y implied EPS CAGR

6.4%

razonable

EPS terminal req.

$7.60

Spread vs growth

224.7%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +55.0%

Total return

+55.0%

Start / end P/E

22.9x → 10.7x

EPS bridge

1.24 → 4.10

Residual

-122.9%

EPS growth+231.1%
Multiple rerating-53.2%
Dividend+0.0%
Residual / FX / buybacks / cross-term-122.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.