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MZTF.TA$20760.00-3.42%
Fair $20760.00+0.0%

MZTF.TA

Mizrahi Tefahot Bank Ltd.

Financial Services / Banks - RegionalTel Aviv

$20760.00

-720.00 (-3.42%)

Fairly Valued+0.0%Fair Value $20760.00Fund rank 30/100 · Data gapFallback financials|
SA 38/D
F-Score: 6/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 71.0/100

Data gap 30/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 61/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

38/100

D

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · MZTF.TALocal privado en este navegador · Mizrahi Tefahot Bank Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$54.0B

P/E

9.9x

↓

EV/EBITDA

N/A

•

ROE

17.4%

↑

Gross Margin

N/A

•

Debt/Equity

1.20

↑
52-Week Range$20760
$15820$26070

TradingView lightweight chart

MZTF.TA price, volumen y niveles de valoración

Último $20,350Periodo +1665.0%
Fair value: $20,760

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2021–2024 · 3 años de histórico normalizado

Revenue CAGR

+12.7%

FCF CAGR

+53.7%

FCF margin

93.9%

FCF / Net income

2.53x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $14.67B · net income $5.46B · FCF $13.77B

2021-FY → 2024-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

37.2%+6.1% pts

FCF margin

93.9%+56.9% pts
MetricTTM
2024
2023
2022
2021
Income Statement
Revenue$14.67B$14.67B$14.74B$13.24B$10.25B
Net Income$5.46B$5.46B$4.91B$4.47B$3.19B
EPS21.0221.0219.0017.3812.35
Net Margin37.2%37.2%33.3%33.8%31.1%
Balance Sheet
Debt/Equity1.201.201.381.431.86
Cash Flow
Free Cash Flow$13.77B$13.77B$3.09B$3.51B$3.79B
Returns
ROE17.4%17.4%17.9%18.8%15.3%
Valuation
P/E9.869.86750.00661.101001.62
P/B168.79168.79134.11124.33153.69
Growth & Yield
Revenue Growth-0.5%-0.5%11.3%29.2%—
EPS Growth10.6%10.6%9.3%40.7%—
Dividend Yield4.5%4.5%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

344.2%

muy exigente

EPS terminal req.

$1842.10

Spread vs growth

-333.5%

5Y implied EPS CAGR

154.2%

muy exigente

EPS terminal req.

$2228.95

Spread vs growth

-143.5%

10Y implied EPS CAGR

67.2%

muy exigente

EPS terminal req.

$3589.74

Spread vs growth

-56.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +27.6%

Total return

+27.6%

Start / end P/E

870.0x → 968.1x

EPS bridge

19.00 → 21.02

Residual

+1.2%

EPS growth+10.6%
Multiple rerating+11.3%
Dividend+4.5%
Residual / FX / buybacks / cross-term+1.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.