Financial Services / Banks - RegionalKuwait
$835.00
+1.00 (+0.12%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 51.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
23/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$7.7B
P/E
13.9x
↑EV/EBITDA
N/A
•ROE
11.5%
↑Gross Margin
N/A
•Debt/Equity
0.74
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+9.2%
FCF CAGR
-17.1%
FCF margin
77.0%
FCF / Net income
1.74x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.30B · net income $575.6M · FCF $1.00B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.30B | $1.30B | $1.26B | $1.17B | $1.00B |
| Net Income | $575.6M | $575.6M | $600.1M | $560.6M | $509.1M |
| EPS | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 |
| Net Margin | 44.2% | 44.2% | 47.8% | 48.1% | 50.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.74 | 0.74 | 0.67 | 0.51 | 0.76 |
| Cash Flow | |||||
| Free Cash Flow | $1.00B | $1.00B | $1.92B | $474.7M | $1.76B |
| Returns | |||||
| ROE | 11.5% | 11.5% | 13.2% | 13.0% | 12.5% |
| Valuation | |||||
| P/E | 13.92 | 13.92 | 12914.89 | 13582.39 | 16986.75 |
| P/B | 1525.46 | 1525.46 | 1637.35 | 1700.53 | 2022.87 |
| Growth & Yield | |||||
| Revenue Growth | 3.8% | 3.8% | 7.7% | 16.5% | — |
| EPS Growth | -3.0% | -3.0% | 6.6% | 11.9% | — |
| Dividend Yield | 4.2% | 4.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
967.2%
EPS terminal req.
$74.09
Spread vs growth
-970.3%
5Y implied EPS CAGR
330.0%
EPS terminal req.
$89.65
Spread vs growth
-333.1%
10Y implied EPS CAGR
117.5%
EPS terminal req.
$144.38
Spread vs growth
-120.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.1%
Start / end P/E
14484.9x → 13699.3x
EPS bridge
0.06 → 0.06
Residual
+0.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.