Financial Services / Banks - RegionalNasdaqGS
$14.04
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 22.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
15/100
F
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$586M
P/E
N/A
•EV/EBITDA
N/A
•ROE
0.1%
↓Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
-15.5%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.9M · net income $796000.0 · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $6.9M | $6.9M | $6.4M | $5.5M | $5.7M | $5.4M | $4.0M | $4.9M | $4.9M | $4.7M | $125.0M | $101.8M | $91.7M | $92.5M | $91.5M | $91.0M | $86.5M |
| Net Income | $796000.00 | $796000.00 | $29.9M | $37.7M | $61.1M | $70.7M | $37.0M | $40.2M | $40.1M | $24.8M | $26.1M | $19.5M | $20.3M | $19.1M | $16.0M | $16.8M | $13.8M |
| EPS | 0.02 | 0.02 | 0.72 | 0.86 | 1.32 | 1.45 | 0.76 | 0.85 | 0.85 | 0.53 | 0.57 | 0.45 | 0.41 | 0.34 | 0.29 | 0.30 | 0.24 |
| Net Margin | 11.6% | 11.6% | 465.7% | 687.5% | 1071.3% | 1309.9% | 932.4% | 824.3% | 821.8% | 526.8% | 20.9% | 19.2% | 22.1% | 20.7% | 17.5% | 18.5% | 15.9% |
| Balance Sheet | |||||||||||||||||
| Debt/Equity | — | — | 0.95 | 1.23 | 0.83 | 0.57 | 0.78 | 1.23 | 0.61 | 0.74 | 0.76 | 1.00 | 1.31 | 0.66 | 1.01 | 1.26 | — |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | — | — | — | — | $80.8M | $63.1M | $52.2M | $47.5M | $49.9M | $41.6M | $36.8M | — | — | — | $19.9M | $21.4M | $20.2M |
| Returns | |||||||||||||||||
| ROE | 0.1% | 0.1% | 4.2% | 5.4% | 8.7% | 9.5% | 4.9% | 5.8% | 6.0% | 3.9% | 4.2% | 3.5% | 3.4% | 2.7% | 3.9% | 4.4% | 3.5% |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 6.8% | 6.8% | 17.4% | -4.0% | 5.8% | 36.0% | -18.7% | 0.1% | 3.7% | -96.2% | 22.8% | 11.0% | -0.8% | 1.0% | 0.6% | 5.2% | — |
| EPS Growth | -97.2% | -97.2% | -16.3% | -34.8% | -9.0% | 90.8% | -10.6% | 0.0% | 60.4% | -7.0% | 26.7% | 9.8% | 20.6% | 17.2% | -3.3% | 25.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
296.4%
EPS terminal req.
$1.25
Spread vs growth
-393.6%
5Y implied EPS CAGR
137.4%
EPS terminal req.
$1.51
Spread vs growth
-234.6%
10Y implied EPS CAGR
61.6%
EPS terminal req.
$2.43
Spread vs growth
-158.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.