Financial Services / Insurance - Property & CasualtyNasdaqCM
$13.96
-0.01 (-0.11%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
18/100
F
Piotroski
0/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$286M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-4.3%
↓Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2014–2025 · 11 años de histórico normalizado
Revenue CAGR
+6.8%
FCF CAGR
—
FCF margin
-5.4%
FCF / Net income
1.49x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $285.1M · net income $-10.4M · FCF $-15.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||
| Revenue | $285.1M | $285.1M | $325.2M | $304.0M | $267.8M | $324.0M | $306.4M | $270.8M | $212.4M | $189.1M | $163.7M | $145.7M | $137.8M |
| Net Income | $-10.4M | $-10.4M | $-6.1M | $-5.5M | $-53.1M | $8.4M | $40.4M | $26.4M | $31.1M | $16.0M | $4.6M | $17.5M | $13.8M |
| EPS | -0.50 | -0.50 | -0.29 | -0.26 | -2.49 | 0.39 | 1.84 | 1.19 | 1.39 | 0.71 | — | — | — |
| Gross Margin | — | — | — | — | — | 25.7% | 37.6% | 28.3% | 36.1% | 30.0% | 20.9% | 38.2% | — |
| Net Margin | -3.7% | -3.7% | -1.9% | -1.8% | -19.8% | 2.6% | 13.2% | 9.8% | 14.6% | 8.5% | 2.8% | 12.0% | 10.0% |
| Balance Sheet | |||||||||||||
| Current Ratio | 0.55 | 0.55 | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | |||||||||||||
| Free Cash Flow | $-15.5M | $-15.5M | $37.5M | $50.4M | $-16.2M | $28.4M | $50.4M | $24.4M | $19.4M | $17.1M | $6.8M | $16.6M | $9.8M |
| Returns | |||||||||||||
| ROE | -4.3% | -4.3% | -2.5% | -2.2% | -21.2% | — | — | 8.5% | 11.3% | 6.3% | 3.0% | 11.6% | 10.2% |
| Valuation | |||||||||||||
| P/B | 1.22 | 1.22 | 1.35 | 1.10 | 1.14 | — | — | — | — | — | — | — | — |
| Growth & Yield | |||||||||||||
| Revenue Growth | -12.3% | -12.3% | 7.0% | 13.5% | — | 5.8% | 13.1% | 27.5% | 12.3% | 15.5% | 12.4% | 5.8% | — |
| EPS Growth | -72.4% | -72.4% | -11.5% | 89.6% | — | -78.8% | 54.6% | -14.4% | 95.8% | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+5.2%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.29 → -0.50
Residual
+5.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.