Financial Services / Banks - RegionalStockholm
$57.60
-0.40 (-0.69%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 60.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
51/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10.9B
P/E
8.7x
↓EV/EBITDA
N/A
•ROE
14.4%
↑Gross Margin
N/A
•Debt/Equity
0.30
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.1%
FCF CAGR
+73.4%
FCF margin
33.2%
FCF / Net income
0.86x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.73B · net income $1.44B · FCF $1.24B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.73B | $3.73B | $3.63B | $3.65B | $3.21B |
| Net Income | $1.44B | $1.44B | $1.26B | $1.29B | $1.14B |
| EPS | 7.12 | 7.12 | 6.09 | 6.02 | 5.34 |
| Net Margin | 38.5% | 38.5% | 34.9% | 35.5% | 35.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.30 | 0.30 | 0.33 | 0.16 | 0.49 |
| Cash Flow | |||||
| Free Cash Flow | $1.24B | $1.24B | $-178.0M | $2.30B | $238.0M |
| Returns | |||||
| ROE | 14.4% | 14.4% | 14.0% | 15.6% | 16.1% |
| Valuation | |||||
| P/E | 8.71 | 8.71 | 6.45 | 7.38 | 6.89 |
| P/B | 1.19 | 1.19 | 0.89 | 1.10 | 1.07 |
| Growth & Yield | |||||
| Revenue Growth | 2.9% | 2.9% | -0.5% | 13.5% | — |
| EPS Growth | 16.9% | 16.9% | 1.2% | 12.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-10.5%
EPS terminal req.
$5.11
Spread vs growth
27.4%
5Y implied EPS CAGR
-2.8%
EPS terminal req.
$6.18
Spread vs growth
19.7%
10Y implied EPS CAGR
3.4%
EPS terminal req.
$9.96
Spread vs growth
13.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+25.8%
Start / end P/E
7.5x → 8.1x
EPS bridge
6.09 → 7.12
Residual
+1.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.