Financial Services / Credit ServicesNSE
$287.40
+9.35 (+3.36%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
52/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$46.4B
P/E
11.6x
↓EV/EBITDA
20.7x
↑ROE
10.4%
↑Gross Margin
39.2%
↓Debt/Equity
3.15
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+34.5%
FCF CAGR
—
FCF margin
-61.5%
FCF / Net income
-3.83x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $25.30B · net income $4.06B · FCF $-15.56B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $25.30B | $25.30B | $22.69B | $16.26B | $10.41B |
| Net Income | $4.06B | $4.06B | $3.05B | $3.08B | $2.42B |
| EBITDA | $8.05B | $8.05B | $7.24B | $4.38B | $3.34B |
| EPS | — | — | 20.03 | 19.11 | 15.01 |
| Gross Margin | 39.2% | 39.2% | 38.2% | 30.7% | 23.2% |
| Operating Margin | 31.1% | 31.1% | 31.1% | 17.7% | 10.3% |
| Net Margin | 16.0% | 16.0% | 13.4% | 19.0% | 23.3% |
| Balance Sheet | |||||
| Debt/Equity | 3.15 | 3.15 | 2.87 | 3.91 | 3.60 |
| Current Ratio | 46.26 | 46.26 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-15.56B | $-15.56B | $-10.65B | $-21.48B | $-12.96B |
| Returns | |||||
| ROE | 10.4% | 10.4% | 8.9% | 13.3% | 12.4% |
| Valuation | |||||
| P/E | 11.57 | 11.57 | 8.77 | — | — |
| EV/EBITDA | 20.72 | 20.72 | 16.86 | — | — |
| P/B | 1.19 | 1.19 | 0.78 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 11.5% | 11.5% | 39.6% | 56.2% | — |
| EPS Growth | — | — | 4.8% | 27.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+31.4%
Start / end P/E
n/dx → n/dx
EPS bridge
20.03 → n/d
Residual
+31.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.