Financial Services / Credit ServicesBSE
$22.40
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 2.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$134M
P/E
64.0x
↑EV/EBITDA
43.4x
↑ROE
1.2%
↓Gross Margin
18.4%
↓Debt/Equity
0.00
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-2.8%
FCF CAGR
+5.9%
FCF margin
43.6%
FCF / Net income
5.01x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $68.1M · net income $5.9M · FCF $29.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $68.1M | $68.1M | $90.5M | $122.9M | $74.3M |
| Net Income | $5.9M | $5.9M | $10.9M | $-24.2M | $-523000.00 |
| EBITDA | $3.1M | $3.1M | $3.7M | $2.5M | $13.8M |
| EPS | 0.99 | 0.99 | 1.81 | -4.03 | -0.09 |
| Gross Margin | 18.4% | 18.4% | 15.3% | 20.4% | 44.9% |
| Operating Margin | 2.5% | 2.5% | 2.4% | -1.7% | 7.2% |
| Net Margin | 8.7% | 8.7% | 12.0% | -19.7% | -0.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.00 | 0.00 | 0.08 | 0.06 | 0.01 |
| Cash Flow | |||||
| Free Cash Flow | $29.7M | $29.7M | $-41.1M | $-35.3M | $25.0M |
| Returns | |||||
| ROE | 1.2% | 1.2% | 2.3% | -4.9% | -0.1% |
| Valuation | |||||
| P/E | 64.00 | 64.00 | — | — | — |
| EV/EBITDA | 43.42 | 43.42 | — | — | — |
| P/B | 0.27 | 0.27 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | -24.7% | -24.7% | -26.3% | 65.4% | — |
| EPS Growth | -45.3% | -45.3% | 144.9% | -4377.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
26.2%
EPS terminal req.
$1.99
Spread vs growth
-71.5%
5Y implied EPS CAGR
19.4%
EPS terminal req.
$2.41
Spread vs growth
-64.7%
10Y implied EPS CAGR
14.6%
EPS terminal req.
$3.87
Spread vs growth
-59.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-6.8%
Start / end P/E
13.3x → 22.7x
EPS bridge
1.81 → 0.99
Residual
-31.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.