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v0.1
NSTS$13.75-0.15%
Fair $13.75+0.0%

NSTS

NSTS Bancorp, Inc.

Financial Services / Banks - RegionalNasdaqCM

$13.75

-0.02 (-0.15%)

Fairly Valued+0.0%Fair Value $13.75Fund rank 27/100 · Data gapFallback financials|
SA 30/D
F-Score: 5/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 27/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 30/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

30/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 6Warnings: 1unknown: 6
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is -0.5%, below the 5% threshold
Thesis & Journal · NSTSLocal privado en este navegador · NSTS Bancorp, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$66M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-0.5%

↓

Gross Margin

N/A

•

Debt/Equity

0.35

↑
52-Week Range$14
$11$14

TradingView lightweight chart

NSTS price, volumen y niveles de valoración

Último $13.75Periodo +9.2%
Fair value: $13.75

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2020–2025 · 5 años de histórico normalizado

Revenue CAGR

+9.4%

FCF CAGR

—

FCF margin

41.8%

FCF / Net income

-10.23x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $9.4M · net income $-386000.0 · FCF $3.9M

2020-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

-4.1%-2.2% pts

FCF margin

41.8%+53.9% pts
MetricTTM
2025
2024
2023
2022
2021
2020
Income Statement
Revenue$9.4M$9.4M$8.8M$5.0M$6.7M$5.0M$6.0M
Net Income$-386000.00$-386000.00$-789000.00$-4.0M$27000.00$-55000.00$-112000.00
EPS——-0.16-0.790.01——
Net Margin-4.1%-4.1%-9.0%-79.9%0.4%-1.1%-1.9%
Balance Sheet
Debt/Equity0.350.350.420.420.39——
Cash Flow
Free Cash Flow$3.9M$3.9M$9.1M$-85000.00$2.8M$1.3M$-724000.00
Returns
ROE-0.5%-0.5%-1.0%-5.1%0.0%-0.1%-0.2%
Valuation
P/E————1025.00——
P/B0.850.850.770.610.60——
Growth & Yield
Revenue Growth7.3%7.3%77.5%-26.4%—-16.4%—
EPS Growth——79.7%-8000.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +10.1%

Total return

+10.1%

Start / end P/E

n/dx → n/dx

EPS bridge

-0.16 → n/d

Residual

+10.1%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+10.1%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.