Financial Services / Banks - RegionalNasdaqGS
$18.80
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 25.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
25/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.1B
P/E
N/A
•EV/EBITDA
N/A
•ROE
4.3%
↓Gross Margin
N/A
•Debt/Equity
0.15
↓Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+12.6%
FCF CAGR
+11.4%
FCF margin
12.4%
FCF / Net income
1.12x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $642.5M · net income $71.0M · FCF $79.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $642.5M | $642.5M | $642.2M | $608.0M | $431.2M | $342.1M | $379.6M | $308.8M | $276.7M | $188.8M | $133.4M | $85.9M | $79.9M | $80.2M | $87.6M | $95.4M | $101.4M | $95.9M |
| Net Income | $71.0M | $71.0M | $100.1M | $104.0M | $146.6M | $110.1M | $63.3M | $88.6M | $71.9M | $42.5M | $23.0M | $20.3M | $19.9M | $16.3M | $20.0M | $20.7M | $20.4M | $15.7M |
| EPS | 1.17 | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 | 1.02 | 1.75 | 1.51 | 1.28 | 0.98 | 1.21 | 1.19 | 0.95 | 1.12 | 1.14 | 1.12 | 0.98 |
| Net Margin | 11.0% | 11.0% | 15.6% | 17.1% | 34.0% | 32.2% | 16.7% | 28.7% | 26.0% | 22.5% | 17.3% | 23.7% | 24.9% | 20.4% | 22.8% | 21.7% | 20.1% | 16.3% |
| Balance Sheet | ||||||||||||||||||
| Debt/Equity | 0.15 | 0.15 | 0.12 | 0.12 | 0.12 | 0.15 | 0.16 | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $79.5M | $79.5M | $84.7M | $116.6M | $234.3M | $117.9M | $117.9M | $95.2M | $81.1M | $31.4M | $26.8M | $24.4M | $23.6M | $31.2M | $28.3M | $15.3M | $37.4M | $14.1M |
| Returns | ||||||||||||||||||
| ROE | 4.3% | 4.3% | 5.9% | 6.3% | 9.3% | 7.3% | 4.3% | 7.7% | 6.9% | 7.1% | 4.0% | 8.5% | 9.1% | 7.6% | 9.1% | 9.6% | 10.1% | 8.5% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 0.0% | 0.0% | 5.6% | 41.0% | 26.0% | -9.9% | 22.9% | 11.6% | 46.5% | 41.5% | 55.4% | 7.5% | -0.4% | -8.5% | -8.1% | -5.9% | 5.7% | — |
| EPS Growth | -29.1% | -29.1% | -2.9% | -29.8% | 36.0% | 74.5% | -41.7% | 15.9% | 18.0% | 30.6% | -19.0% | 1.7% | 25.3% | -15.2% | -1.8% | 1.8% | 14.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
12.6%
EPS terminal req.
$1.67
Spread vs growth
-41.6%
5Y implied EPS CAGR
11.5%
EPS terminal req.
$2.02
Spread vs growth
-40.6%
10Y implied EPS CAGR
10.8%
EPS terminal req.
$3.25
Spread vs growth
-39.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.