Financial Services / Credit ServicesJohannesburg
$1719.00
+11.00 (+0.64%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
56/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$21.2B
P/E
31.3x
↑EV/EBITDA
26795.2x
↑ROE
32.8%
↑Gross Margin
38.3%
↓Debt/Equity
0.92
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+28.8%
FCF CAGR
+7.9%
FCF margin
9.6%
FCF / Net income
0.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $265.4M · net income $39.9M · FCF $25.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $265.4M | $265.4M | $151.2M | $128.6M | $124.1M |
| Net Income | $39.9M | $39.9M | $36.0M | $27.2M | $32.3M |
| EBITDA | $79.2M | $79.2M | $62.6M | $49.5M | $53.3M |
| EPS | — | — | 0.03 | 0.02 | 0.03 |
| Gross Margin | 38.3% | 38.3% | 54.0% | 61.1% | 65.1% |
| Operating Margin | 28.7% | 28.7% | 37.2% | 41.6% | 53.4% |
| Net Margin | 15.0% | 15.0% | 23.8% | 21.2% | 26.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.92 | 0.92 | 3.23 | 4.25 | 4.37 |
| Current Ratio | 3.01 | 3.01 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $25.5M | $25.5M | $15.6M | $20.5M | $20.3M |
| Returns | |||||
| ROE | 32.8% | 32.8% | 127.9% | 151.8% | 256.7% |
| Valuation | |||||
| P/E | 31.25 | 31.25 | — | — | — |
| EV/EBITDA | 26795.17 | 26795.17 | — | — | — |
| P/B | 17491.69 | 17491.69 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 75.5% | 75.5% | 17.6% | 3.6% | — |
| EPS Growth | — | — | 32.3% | -15.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+8770.0%
Start / end P/E
n/dx → n/dx
EPS bridge
0.03 → n/d
Residual
+8770.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.