Financial Services / Insurance - SpecialtyNYSE
$5.25
-0.23 (-4.20%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$236M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-36.6%
↓Gross Margin
N/A
•Debt/Equity
0.16
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
-3.6%
FCF CAGR
—
FCF margin
-21.0%
FCF / Net income
0.20x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $248.6M · net income $-261.7M · FCF $-52.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | $248.6M | $248.6M | $235.3M | $124.7M | $53.6M | $156.0M | $496.0M | $511.0M | $622.0M | $506.8M | — | $685.7M | $295.8M | $434.1M |
| Net Income | $-261.7M | $-261.7M | $-556.4M | $3.6M | $521.2M | $-437.0M | $-216.0M | $186.0M | $-329.0M | $74.8M | — | $-256.7M | $-1.96B | $-753.2M |
| EPS | -5.93 | -5.93 | -11.96 | 0.18 | 11.31 | -9.47 | -4.69 | 3.99 | -7.25 | 1.64 | — | -0.85 | -6.48 | -2.56 |
| Net Margin | -105.2% | -105.2% | -236.5% | 2.9% | 972.3% | -280.1% | -43.5% | 36.4% | -52.9% | 14.8% | — | -37.4% | -662.8% | -173.5% |
| Balance Sheet | ||||||||||||||
| Debt/Equity | 0.16 | 0.16 | 0.19 | — | 2.99 | 2.54 | 1.91 | 1.84 | 0.72 | — | — | -0.04 | -0.06 | -0.10 |
| Current Ratio | 1.00 | 1.00 | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||
| Free Cash Flow | $-52.3M | $-52.3M | $762000.00 | $36.9M | $70.4M | — | — | — | — | — | — | — | — | — |
| Returns | ||||||||||||||
| ROE | -36.6% | -36.6% | -69.7% | 0.3% | 41.6% | -40.5% | -14.6% | 11.7% | -23.8% | — | — | 6.6% | 51.4% | 37.5% |
| Valuation | ||||||||||||||
| P/E | — | — | — | 89.94 | 1.50 | — | — | — | — | — | — | — | — | — |
| P/B | 0.35 | 0.35 | 0.73 | 0.54 | 0.63 | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||
| Revenue Growth | 5.7% | 5.7% | 88.6% | 132.7% | — | -68.5% | -2.9% | -17.8% | 22.7% | — | — | 131.8% | -31.9% | — |
| EPS Growth | 50.4% | 50.4% | -6744.4% | -98.4% | — | -101.9% | -217.5% | 155.0% | -542.1% | — | — | 86.9% | -153.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-33.0%
Start / end P/E
n/dx → n/dx
EPS bridge
-11.96 → -5.93
Residual
-33.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.