Financial Services / Insurance - DiversifiedJohannesburg
$6919.00
-166.00 (-2.34%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$107.1B
P/E
21.5x
↑EV/EBITDA
N/A
•ROE
32.4%
↑Gross Margin
N/A
•Debt/Equity
0.03
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+21.7%
FCF CAGR
+129.0%
FCF margin
15.1%
FCF / Net income
1.24x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $38.43B · net income $4.71B · FCF $5.82B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $38.43B | $38.43B | $32.24B | $25.99B | $21.30B |
| Net Income | $4.71B | $4.71B | $4.06B | $2.98B | $22.40B |
| EPS | 3.03 | 3.03 | — | 1.91 | 14.60 |
| Net Margin | 12.2% | 12.2% | 12.6% | 11.5% | 105.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 |
| Current Ratio | 17.55 | 17.55 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $5.82B | $5.82B | $3.06B | $2.01B | $485.0M |
| Returns | |||||
| ROE | 32.4% | 32.4% | 28.8% | 22.3% | 189.7% |
| Valuation | |||||
| P/E | 21.49 | 21.49 | — | 1827.04 | 195.91 |
| P/B | 734.48 | 734.48 | 511.20 | 399.75 | 370.97 |
| Growth & Yield | |||||
| Revenue Growth | 19.2% | 19.2% | 24.1% | 22.0% | — |
| EPS Growth | — | — | — | -86.9% | — |
| Dividend Yield | 3.4% | 3.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
487.2%
EPS terminal req.
$613.95
Spread vs growth
-467.9%
5Y implied EPS CAGR
200.5%
EPS terminal req.
$742.87
Spread vs growth
-181.3%
10Y implied EPS CAGR
81.8%
EPS terminal req.
$1196.41
Spread vs growth
-62.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-5.5%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → 3.03
Residual
-8.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.