Financial Services / Banks - RegionalNasdaqGM
$47.41
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$223M
P/E
N/A
•EV/EBITDA
N/A
•ROE
9.2%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+3.7%
FCF CAGR
+9.6%
FCF margin
20.0%
FCF / Net income
1.09x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $85.2M · net income $15.6M · FCF $17.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $85.2M | $85.2M | $75.8M | $61.9M | $47.6M | $44.7M | $46.2M | $50.3M | $49.2M | $45.7M | $39.3M | $36.3M | $36.4M | $36.0M | $39.0M | $44.0M | $46.5M | $47.6M |
| Net Income | $15.6M | $15.6M | $11.0M | $12.6M | $13.3M | $11.7M | $10.3M | $9.9M | $11.9M | $7.5M | $6.9M | $8.6M | $8.1M | $8.1M | $7.1M | $5.8M | $5.1M | $6.6M |
| EPS | 3.31 | 3.31 | 2.32 | 2.65 | 2.80 | 2.45 | 2.14 | 2.08 | 2.53 | 1.60 | 1.59 | 2.08 | 1.97 | 2.00 | 1.75 | 1.46 | 1.28 | 1.67 |
| Net Margin | 18.3% | 18.3% | 14.5% | 20.4% | 28.0% | 26.2% | 22.2% | 19.7% | 24.3% | 16.4% | 17.6% | 23.6% | 22.2% | 22.6% | 18.1% | 13.2% | 11.0% | 14.0% |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $17.0M | $17.0M | $11.7M | $18.1M | $14.0M | $12.1M | $9.0M | $8.5M | $15.4M | $12.8M | $11.7M | $8.4M | $10.7M | $12.0M | $10.4M | $15.7M | $11.7M | $4.0M |
| Returns | ||||||||||||||||||
| ROE | 9.2% | 9.2% | 7.3% | 8.8% | 10.0% | 8.3% | 7.5% | 7.7% | 10.1% | 6.9% | 6.6% | 9.5% | 9.4% | 10.1% | 9.3% | 8.1% | 7.5% | 10.0% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 12.5% | 12.5% | 22.5% | 29.9% | 6.5% | -3.2% | -8.2% | 2.3% | 7.6% | 16.2% | 8.3% | -0.1% | 1.1% | -7.8% | -11.4% | -5.3% | -2.3% | — |
| EPS Growth | 42.7% | 42.7% | -12.5% | -5.4% | 14.3% | 14.5% | 2.9% | -17.8% | 58.1% | 0.6% | -23.6% | 5.6% | -1.5% | 14.3% | 19.9% | 14.1% | -23.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
8.3%
EPS terminal req.
$4.21
Spread vs growth
34.4%
5Y implied EPS CAGR
9.0%
EPS terminal req.
$5.09
Spread vs growth
33.7%
10Y implied EPS CAGR
9.5%
EPS terminal req.
$8.20
Spread vs growth
33.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.