Financial Services / Banks - RegionalNasdaqCM
$33.36
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 54.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
18/100
F
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$281M
P/E
N/A
•EV/EBITDA
N/A
•ROE
11.5%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+7.9%
FCF CAGR
—
FCF margin
27.9%
FCF / Net income
1.03x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $87.9M · net income $23.9M · FCF $24.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $87.9M | $87.9M | $82.9M | $80.7M | $61.2M | $49.8M | $46.1M | $42.6M | $40.2M | $35.2M | $32.3M | $26.0M | $25.9M | $25.1M | $26.0M | $26.8M | $27.9M |
| Net Income | $23.9M | $23.9M | $24.9M | $30.8M | $22.9M | $16.3M | $13.7M | $12.5M | $11.5M | $9.1M | $7.7M | $4.9M | $7.1M | $5.9M | $5.8M | $5.9M | $4.6M |
| EPS | 2.88 | 2.88 | 3.02 | 3.75 | 2.79 | 2.00 | 1.68 | 1.54 | 1.42 | 1.13 | 0.95 | 0.61 | 0.89 | 0.74 | 0.69 | 0.61 | 0.49 |
| Net Margin | 27.2% | 27.2% | 30.1% | 38.2% | 37.4% | 32.8% | 29.7% | 29.3% | 28.7% | 25.8% | 23.7% | 18.9% | 27.5% | 23.4% | 22.2% | 21.8% | 16.6% |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | $24.6M | $24.6M | $23.9M | $31.2M | $21.6M | $10.2M | $17.5M | $15.8M | $12.8M | $7.2M | $9.2M | — | — | — | — | — | — |
| Returns | |||||||||||||||||
| ROE | 11.5% | 11.5% | 13.6% | 18.6% | 18.1% | 11.5% | 10.6% | 11.1% | 11.6% | 10.0% | 9.3% | 6.3% | 9.5% | 9.1% | 8.3% | 8.3% | 7.2% |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 6.1% | 6.1% | 2.8% | 31.8% | 22.9% | 8.0% | 8.2% | 6.0% | 14.0% | 9.2% | 24.1% | 0.3% | 3.3% | -3.4% | -3.2% | -3.9% | — |
| EPS Growth | -4.6% | -4.6% | -19.5% | 34.4% | 39.5% | 19.0% | 9.1% | 8.5% | 25.7% | 18.9% | 55.7% | -31.5% | 20.3% | 7.2% | 13.1% | 24.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
0.9%
EPS terminal req.
$2.96
Spread vs growth
-5.6%
5Y implied EPS CAGR
4.5%
EPS terminal req.
$3.58
Spread vs growth
-9.1%
10Y implied EPS CAGR
7.2%
EPS terminal req.
$5.77
Spread vs growth
-11.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.