Financial Services / Banks - RegionalOTC Markets OTCID
$42.50
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$105M
P/E
9.6x
↓EV/EBITDA
N/A
•ROE
10.0%
↑Gross Margin
N/A
•Debt/Equity
0.13
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+15.3%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $51.3M · net income $11.0M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $51.3M | $51.3M | $48.0M | $44.6M | $33.4M |
| Net Income | $11.0M | $11.0M | $10.0M | $12.1M | $8.8M |
| EPS | — | — | 4.05 | 4.91 | 3.69 |
| Net Margin | 21.4% | 21.4% | 20.8% | 27.0% | 26.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.13 | 0.13 | 0.20 | 0.23 | 0.23 |
| Cash Flow | |||||
| Free Cash Flow | — | — | $15.9M | $9.7M | — |
| Returns | |||||
| ROE | 10.0% | 10.0% | 10.4% | 14.4% | 12.7% |
| Valuation | |||||
| P/E | 9.59 | 9.59 | 8.35 | 6.38 | 8.40 |
| P/B | 0.96 | 0.96 | 0.87 | 0.92 | 1.07 |
| Growth & Yield | |||||
| Revenue Growth | 6.8% | 6.8% | 7.7% | 33.4% | — |
| EPS Growth | — | — | -17.5% | 33.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+26.4%
Start / end P/E
n/dx → n/dx
EPS bridge
4.05 → n/d
Residual
+26.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.