Financial Services / Credit ServicesNSE
$52.69
-0.17 (-0.32%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 52.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
50/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$47.9B
P/E
20.1x
↑EV/EBITDA
24.0x
↑ROE
13.2%
↑Gross Margin
52.2%
↓Debt/Equity
2.43
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2026 · 4 años de histórico normalizado
Revenue CAGR
+45.9%
FCF CAGR
—
FCF margin
-84.6%
FCF / Net income
-3.36x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $9.44B · net income $2.37B · FCF $-7.98B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | $9.44B | $9.44B | $7.71B | $6.57B | $2.64B | $2.08B |
| Net Income | $2.37B | $2.37B | $2.00B | $1.79B | $936.2M | $792.5M |
| EBITDA | $3.74B | $3.74B | $2.98B | $2.45B | $3.37B | $2.93B |
| EPS | 2.62 | 2.62 | 2.23 | 3.87 | 2.10 | 0.94 |
| Gross Margin | 52.2% | 52.2% | 49.3% | 58.0% | — | — |
| Operating Margin | 38.3% | 38.3% | 38.0% | 42.9% | — | — |
| Net Margin | 25.1% | 25.1% | 26.0% | 27.3% | 35.4% | 38.1% |
| Balance Sheet | ||||||
| Debt/Equity | 2.43 | 2.43 | 2.32 | 2.00 | 1.82 | 1.64 |
| Cash Flow | ||||||
| Free Cash Flow | $-7.98B | $-7.98B | $-8.54B | $-5.73B | $-4.58B | $-3.98B |
| Returns | ||||||
| ROE | 13.2% | 13.2% | 13.0% | 13.5% | 8.1% | 7.7% |
| Valuation | ||||||
| P/E | 20.11 | 20.11 | 14.96 | 18.98 | 12.76 | 42.90 |
| EV/EBITDA | 24.01 | 24.01 | 21.63 | 24.70 | 9.72 | 17.27 |
| P/B | 2.66 | 2.66 | 1.95 | 2.56 | 1.03 | 3.32 |
| Growth & Yield | ||||||
| Revenue Growth | 22.4% | 22.4% | 17.4% | 148.6% | — | — |
| EPS Growth | 17.5% | 17.5% | -42.4% | 84.3% | — | — |
| Dividend Yield | 0.2% | 0.2% | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
21.3%
EPS terminal req.
$4.68
Spread vs growth
-3.8%
5Y implied EPS CAGR
16.6%
EPS terminal req.
$5.66
Spread vs growth
0.8%
10Y implied EPS CAGR
13.3%
EPS terminal req.
$9.11
Spread vs growth
4.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+67.4%
Start / end P/E
14.1x → 20.1x
EPS bridge
2.23 → 2.62
Residual
+7.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.