Financial Services / Credit ServicesBSE
$0.95
+0.01 (+1.06%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 3.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$93M
P/E
47.5x
↑EV/EBITDA
78.7x
↑ROE
0.3%
↓Gross Margin
79.7%
↑Debt/Equity
0.36
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-3.9%
FCF CAGR
—
FCF margin
-518.6%
FCF / Net income
-120.45x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.6M · net income $283602.0 · FCF $-34.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.6M | $6.6M | $6.8M | $7.0M | $7.4M |
| Net Income | $283602.00 | $283602.00 | $215331.00 | $1.1M | $12.4M |
| EBITDA | $1.6M | $1.6M | $1.7M | $2.7M | $17.8M |
| EPS | — | — | — | 0.01 | 0.18 |
| Gross Margin | 79.7% | 79.7% | 89.7% | 81.7% | 84.7% |
| Operating Margin | 24.3% | 24.3% | 24.1% | 37.7% | 238.1% |
| Net Margin | 4.3% | 4.3% | 3.2% | 15.3% | 166.9% |
| Balance Sheet | |||||
| Debt/Equity | 0.36 | 0.36 | — | 0.00 | 0.00 |
| Current Ratio | 23.02 | 23.02 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-34.2M | $-34.2M | $-11.2M | $1.2M | $101.5M |
| Returns | |||||
| ROE | 0.3% | 0.3% | 0.2% | 1.1% | 12.2% |
| Valuation | |||||
| P/E | 47.50 | 47.50 | — | 147.85 | 12.95 |
| EV/EBITDA | 78.71 | 78.71 | 78.62 | 39.90 | 12.76 |
| P/B | 0.94 | 0.94 | 1.37 | 1.23 | 2.30 |
| Growth & Yield | |||||
| Revenue Growth | -3.0% | -3.0% | -2.6% | -6.2% | — |
| EPS Growth | — | — | — | -95.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+5.6%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
+5.6%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.