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PANS.JK$1735.00+0.00%
Fair $1735.00+0.0%

PANS.JK

PT Panin Sekuritas Tbk

Financial Services / Capital MarketsJakarta

$1735.00

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $1735.00Fund rank 35/100 · Data gapFallback financials|
SA 52/C
F-Score: 4/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 41.0/100

Data gap 35/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 70/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

52/100

C

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · PANS.JKLocal privado en este navegador · PT Panin Sekuritas Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.23T

P/E

5.6x

↓

EV/EBITDA

5.0x

↓

ROE

12.0%

↑

Gross Margin

56.4%

↑

Debt/Equity

0.01

↓
52-Week Range$1735
$1300$1805

TradingView lightweight chart

PANS.JK price, volumen y niveles de valoración

Último $1,735Periodo +1288.0%
Fair value: $1,735

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-0.7%

FCF CAGR

+13.7%

FCF margin

32.8%

FCF / Net income

0.59x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $341.28B · net income $191.05B · FCF $112.11B

2022-FY → 2025-FY

Gross margin

56.4%+0.8% pts

Operating margin

31.3%-4.3% pts

Net margin

56.0%-15.3% pts

FCF margin

32.8%+11.0% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$341.28B$341.28B$324.82B$318.24B$348.50B
Net Income$191.05B$191.05B$113.18B$130.42B$248.37B
EBITDA$249.88B$249.88B$171.76B$186.00B$310.13B
EPS268.55268.55159.09183.32347.86
Gross Margin56.4%56.4%56.7%56.8%55.6%
Operating Margin31.3%31.3%34.8%30.1%35.7%
Net Margin56.0%56.0%34.8%41.0%71.3%
Balance Sheet
Debt/Equity0.010.010.030.080.04
Current Ratio3.313.31———
Cash Flow
Free Cash Flow$112.11B$112.11B$224.82B$107.06B$76.30B
Returns
ROE12.0%12.0%7.5%8.6%15.9%
Valuation
P/E5.615.6110.129.005.25
EV/EBITDA4.994.996.716.904.33
P/B0.780.780.760.770.83
Growth & Yield
Revenue Growth5.1%5.1%2.1%-8.7%—
EPS Growth68.8%68.8%-13.2%-47.3%—
Dividend Yield8.6%8.6%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-16.9%

fácil

EPS terminal req.

$153.95

Spread vs growth

85.7%

5Y implied EPS CAGR

-7.1%

fácil

EPS terminal req.

$186.28

Spread vs growth

75.9%

10Y implied EPS CAGR

1.1%

fácil

EPS terminal req.

$300.01

Spread vs growth

67.7%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +20.2%

Total return

+20.2%

Start / end P/E

9.8x → 6.5x

EPS bridge

159.09 → 268.55

Residual

-23.3%

EPS growth+68.8%
Multiple rerating-33.9%
Dividend+8.6%
Residual / FX / buybacks / cross-term-23.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.