Financial Services / Banks - RegionalOTC Markets OTCID
$21.47
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 36.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$110M
P/E
13.3x
↑EV/EBITDA
N/A
•ROE
8.8%
↑Gross Margin
N/A
•Debt/Equity
0.29
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.9%
FCF CAGR
+0.3%
FCF margin
29.6%
FCF / Net income
1.23x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $35.7M · net income $8.6M · FCF $10.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $35.7M | $35.7M | $32.9M | $25.8M | $37.8M |
| Net Income | $8.6M | $8.6M | $8.1M | $978512.00 | $9.9M |
| EPS | — | — | 1.52 | 0.18 | 1.92 |
| Net Margin | 24.0% | 24.0% | 24.6% | 3.8% | 26.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.29 | 0.29 | 0.33 | 0.64 | 0.50 |
| Cash Flow | |||||
| Free Cash Flow | $10.6M | $10.6M | $11.3M | $5.1M | $10.5M |
| Returns | |||||
| ROE | 8.8% | 8.8% | 9.2% | 1.3% | 14.4% |
| Valuation | |||||
| P/E | 13.25 | 13.25 | 9.34 | 73.06 | 7.06 |
| P/B | 1.13 | 1.13 | 0.86 | 0.90 | 1.01 |
| Growth & Yield | |||||
| Revenue Growth | 8.5% | 8.5% | 27.4% | -31.6% | — |
| EPS Growth | — | — | 744.4% | -90.6% | — |
| Dividend Yield | 1.2% | 1.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+50.8%
Start / end P/E
n/dx → n/dx
EPS bridge
1.52 → n/d
Residual
+49.6%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.