Financial Services / Credit ServicesWarsaw
$0.91
+0.08 (+9.64%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10M
P/E
91.0x
↑EV/EBITDA
65.3x
↑ROE
1.2%
↓Gross Margin
21.0%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+22.0%
FCF CAGR
—
FCF margin
-26.4%
FCF / Net income
-8.55x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.6M · net income $110000.0 · FCF $-941000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.6M | $3.6M | $4.6M | $962000.00 | $2.0M |
| Net Income | $110000.00 | $110000.00 | $-93000.00 | $278000.00 | $-302000.00 |
| EBITDA | $116000.00 | $116000.00 | $-79000.00 | $294000.00 | $-283000.00 |
| EPS | 0.01 | 0.01 | -0.01 | 0.03 | -0.03 |
| Gross Margin | 21.0% | 21.0% | 19.7% | 59.8% | 24.7% |
| Operating Margin | -14.0% | -14.0% | -8.9% | -73.3% | -22.9% |
| Net Margin | 3.1% | 3.1% | -2.0% | 28.9% | -15.4% |
| Cash Flow | |||||
| Free Cash Flow | $-941000.00 | $-941000.00 | $-798000.00 | $-1.7M | $-2.3M |
| Returns | |||||
| ROE | 1.2% | 1.2% | -1.1% | 3.1% | -3.5% |
| Valuation | |||||
| P/E | 91.00 | 91.00 | — | 41.33 | — |
| EV/EBITDA | 65.28 | 65.28 | — | 39.80 | — |
| P/B | 1.07 | 1.07 | 1.01 | 1.46 | 0.52 |
| Growth & Yield | |||||
| Revenue Growth | -22.6% | -22.6% | 378.1% | -50.9% | — |
| EPS Growth | 200.0% | 200.0% | -133.3% | 200.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
100.6%
EPS terminal req.
$0.08
Spread vs growth
99.4%
5Y implied EPS CAGR
57.8%
EPS terminal req.
$0.10
Spread vs growth
142.2%
10Y implied EPS CAGR
31.7%
EPS terminal req.
$0.16
Spread vs growth
168.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+30.0%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.01 → 0.01
Residual
+30.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.