Financial Services / Banks - DiversifiedXETRA
$8.02
+0.06 (+0.75%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$472M
P/E
5.9x
↓EV/EBITDA
N/A
•ROE
7.8%
↑Gross Margin
N/A
•Debt/Equity
0.47
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+8.6%
FCF CAGR
—
FCF margin
-31.6%
FCF / Net income
-1.74x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $460.1M · net income $83.5M · FCF $-145.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $460.1M | $460.1M | $461.0M | $432.6M | $359.1M |
| Net Income | $83.5M | $83.5M | $104.3M | $113.4M | $16.5M |
| EPS | 1.42 | 1.42 | 1.77 | 1.92 | 0.28 |
| Net Margin | 18.1% | 18.1% | 22.6% | 26.2% | 4.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.47 | 0.47 | 0.36 | 0.32 | 0.36 |
| Cash Flow | |||||
| Free Cash Flow | $-145.5M | $-145.5M | $-217.8M | $496.2M | $545.7M |
| Returns | |||||
| ROE | 7.8% | 7.8% | 9.9% | 11.5% | 1.9% |
| Valuation | |||||
| P/E | 5.90 | 5.90 | 4.26 | 3.99 | 14.36 |
| P/B | 0.44 | 0.44 | 0.42 | 0.46 | 0.27 |
| Growth & Yield | |||||
| Revenue Growth | -0.2% | -0.2% | 6.5% | 20.5% | — |
| EPS Growth | -19.8% | -19.8% | -7.8% | 585.7% | — |
| Dividend Yield | 5.9% | 5.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-20.6%
EPS terminal req.
$0.71
Spread vs growth
0.8%
5Y implied EPS CAGR
-9.5%
EPS terminal req.
$0.86
Spread vs growth
-10.3%
10Y implied EPS CAGR
-0.2%
EPS terminal req.
$1.39
Spread vs growth
-19.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-17.7%
Start / end P/E
5.9x → 5.6x
EPS bridge
1.77 → 1.42
Residual
+0.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.