Financial Services / Credit ServicesMilan
$0.75
+0.01 (+1.35%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
43/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3M
P/E
N/A
•EV/EBITDA
8.4x
↓ROE
-14.0%
↓Gross Margin
90.8%
↑Debt/Equity
0.00
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+3.3%
FCF CAGR
—
FCF margin
-1.2%
FCF / Net income
0.27x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $7.1M · net income $-322914.0 · FCF $-88011.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $7.1M | $7.1M | $6.0M | $5.4M | $6.4M |
| Net Income | $-322914.00 | $-322914.00 | $8055.00 | $-18586.00 | $603174.00 |
| EBITDA | $293808.00 | $293808.00 | $309399.00 | $299849.00 | $1.0M |
| EPS | — | — | — | -0.00 | 0.16 |
| Gross Margin | 90.8% | 90.8% | 91.1% | 88.6% | 93.7% |
| Operating Margin | 1.0% | 1.0% | 1.5% | 1.9% | 14.7% |
| Net Margin | -4.6% | -4.6% | 0.1% | -0.3% | 9.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Current Ratio | 1.86 | 1.86 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-88011.00 | $-88011.00 | $-1.5M | $-250625.00 | $53414.00 |
| Returns | |||||
| ROE | -14.0% | -14.0% | 0.3% | -0.8% | 21.3% |
| Valuation | |||||
| P/E | — | — | — | — | 20.77 |
| EV/EBITDA | 8.37 | 8.37 | 12.95 | 37.94 | 10.83 |
| P/B | 1.25 | 1.25 | 1.65 | 5.37 | 4.42 |
| Growth & Yield | |||||
| Revenue Growth | 17.1% | 17.1% | 11.8% | -15.7% | — |
| EPS Growth | — | — | — | -103.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+15.4%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
+15.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.