Financial Services / Insurance - Property & CasualtyLSE
$410.00
-3.50 (-0.85%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 64.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$129M
P/E
18.6x
↑EV/EBITDA
N/A
•ROE
19.8%
↑Gross Margin
N/A
•Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-0.7%
FCF CAGR
+58.2%
FCF margin
14.0%
FCF / Net income
0.93x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $48.5M · net income $7.3M · FCF $6.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $48.5M | $48.5M | $43.8M | $38.7M | $49.5M |
| Net Income | $7.3M | $7.3M | $6.5M | $4.3M | $-7.3M |
| EPS | — | — | 0.20 | 0.14 | -0.23 |
| Net Margin | 15.0% | 15.0% | 14.8% | 11.2% | -14.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.03 | 0.04 | 0.01 |
| Current Ratio | 2.35 | 2.35 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $6.8M | $6.8M | $8.7M | $4.5M | $1.7M |
| Returns | |||||
| ROE | 19.8% | 19.8% | 18.6% | 13.5% | -23.4% |
| Valuation | |||||
| P/E | 18.64 | 18.64 | 930.35 | 1400.00 | — |
| P/B | 347.49 | 347.49 | 174.00 | 188.89 | 202.79 |
| Growth & Yield | |||||
| Revenue Growth | 10.6% | 10.6% | 13.3% | -21.9% | — |
| EPS Growth | — | — | 48.9% | 158.2% | — |
| Dividend Yield | 5.6% | 5.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+49.5%
Start / end P/E
n/dx → n/dx
EPS bridge
0.20 → n/d
Residual
+43.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.