Financial Services / Insurance - Property & CasualtyNYSE
$194.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 77.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$113.4B
P/E
N/A
•EV/EBITDA
N/A
•ROE
37.3%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+10.4%
FCF CAGR
+13.9%
FCF margin
19.6%
FCF / Net income
1.52x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $87.67B · net income $11.31B · FCF $17.20B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $87.67B | $87.67B | $75.37B | $62.11B | $49.61B | $47.70B | $42.66B | $39.02B | $31.98B | $26.84B | $23.44B | $20.85B | $19.39B | $18.17B | $17.08B | $15.77B | $15.22B | $14.56B | $12.84B | $14.69B |
| Net Income | $11.31B | $11.31B | $8.48B | $3.90B | $722.0M | $3.35B | $5.70B | $3.97B | $2.62B | $1.59B | $1.03B | $1.27B | $1.28B | $1.17B | $902.3M | $1.02B | $1.07B | $1.06B | $-70.0M | $1.18B |
| EPS | 19.23 | 19.23 | 14.40 | 6.58 | 1.18 | 5.66 | 9.66 | 6.72 | 4.42 | 2.72 | 1.76 | 2.15 | 2.15 | 1.93 | 1.48 | 1.59 | 1.61 | 1.57 | -0.10 | 1.65 |
| Net Margin | 12.9% | 12.9% | 11.3% | 6.3% | 1.5% | 7.0% | 13.4% | 10.2% | 8.2% | 5.9% | 4.4% | 6.1% | 6.6% | 6.4% | 5.3% | 6.4% | 7.0% | 7.3% | -0.5% | 8.1% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | — | — | — | — | — | — | — | — | — | — | — | 0.37 | 0.31 | 0.30 | 0.34 | 0.42 | 0.32 | 0.38 | 0.52 | — |
| Cash Flow | ||||||||||||||||||||
| Free Cash Flow | $17.20B | $17.20B | $14.83B | $10.39B | $6.56B | $7.52B | $6.68B | $5.90B | $6.02B | $3.60B | $2.52B | $2.16B | $1.62B | $1.76B | $1.56B | $1.42B | $1.61B | $1.42B | $1.45B | $1.65B |
| Returns | ||||||||||||||||||||
| ROE | 37.3% | 37.3% | 33.1% | 19.2% | 4.5% | 18.4% | 33.5% | 29.0% | 24.2% | 17.1% | 13.0% | 17.4% | 18.5% | 18.8% | 15.0% | 17.5% | 17.7% | 18.4% | -1.7% | 24.0% |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 16.3% | 16.3% | 21.4% | 25.2% | 4.0% | 11.8% | 9.3% | 22.0% | 19.2% | 14.5% | 12.4% | 7.5% | 6.7% | 6.4% | 8.3% | 3.7% | 4.5% | 13.4% | -12.6% | — |
| EPS Growth | 33.5% | 33.5% | 118.8% | 457.6% | -79.2% | -41.4% | 43.8% | 52.0% | 62.5% | 54.5% | -18.1% | 0.0% | 11.4% | 30.4% | -6.9% | -1.2% | 2.5% | 1670.0% | -106.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-3.6%
EPS terminal req.
$17.21
Spread vs growth
37.2%
5Y implied EPS CAGR
1.6%
EPS terminal req.
$20.83
Spread vs growth
31.9%
10Y implied EPS CAGR
5.7%
EPS terminal req.
$33.55
Spread vs growth
27.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.