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PLANVITAL.SN$278.00+0.00%
Fair $278.00+0.0%

PLANVITAL.SN

Administradora de Fondos de Pensiones PlanVital S.A.

Financial Services / Asset ManagementSantiago

$278.00

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $278.00Fund rank 38/100 · Data gapFallback financials|
SA 61/B
F-Score: 4/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 38/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 89/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

61/100

B

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · PLANVITAL.SNLocal privado en este navegador · Administradora de Fondos de Pensiones PlanVital S.A.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$566.2B

P/E

9266.7x

↑

EV/EBITDA

5.7x

↓

ROE

42.9%

↑

Gross Margin

79.7%

↑

Debt/Equity

0.02

↓
52-Week Range$278
$190$312

TradingView lightweight chart

PLANVITAL.SN price, volumen y niveles de valoración

Último $276.91Periodo +1446.9%
Fair value: $278.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+12.2%

FCF CAGR

+18.9%

FCF margin

41.0%

FCF / Net income

0.79x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $131.82B · net income $68.22B · FCF $54.06B

2022-FY → 2025-FY

Gross margin

79.7%+1.2% pts

Operating margin

54.2%+5.8% pts

Net margin

51.8%+12.2% pts

FCF margin

41.0%+6.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$131.82B$131.82B$119.82B$107.78B$93.37B
Net Income$68.22B$68.22B$53.18B$48.23B$36.92B
EBITDA$93.01B$93.01B$73.45B$62.37B$49.11B
EPS0.030.030.030.0218.10
Gross Margin79.7%79.7%77.7%78.6%78.6%
Operating Margin54.2%54.2%51.3%48.9%48.4%
Net Margin51.8%51.8%44.4%44.7%39.5%
Balance Sheet
Debt/Equity0.020.020.030.040.06
Current Ratio1.501.50———
Cash Flow
Free Cash Flow$54.06B$54.06B$44.14B$47.99B$32.15B
Returns
ROE42.9%42.9%43.6%46.6%49.5%
Valuation
P/E9266.679266.676290.425411.391.80
EV/EBITDA5.655.654.193.671.10
P/B3.563.562.742.520.89
Growth & Yield
Revenue Growth10.0%10.0%11.2%15.4%—
EPS Growth28.4%28.4%10.1%-99.9%—
Dividend Yield3.9%3.9%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

803.0%

muy exigente

EPS terminal req.

$24.67

Spread vs growth

-774.7%

5Y implied EPS CAGR

289.0%

muy exigente

EPS terminal req.

$29.85

Spread vs growth

-260.7%

10Y implied EPS CAGR

106.9%

muy exigente

EPS terminal req.

$48.07

Spread vs growth

-78.5%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +36.7%

Total return

+36.7%

Start / end P/E

7984.7x → 8266.0x

EPS bridge

0.03 → 0.03

Residual

+1.0%

EPS growth+28.4%
Multiple rerating+3.5%
Dividend+3.9%
Residual / FX / buybacks / cross-term+1.0%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.