Financial Services / Banks - RegionalNasdaqGM
$1.15
+0.03 (+2.68%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
14/100
F
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$135M
P/E
57.5x
↑EV/EBITDA
N/A
•ROE
-13.4%
↓Gross Margin
N/A
•Debt/Equity
0.17
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
-2.3%
FCF CAGR
—
FCF margin
-48.7%
FCF / Net income
1.13x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $29.4M · net income $-12.7M · FCF $-14.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $29.4M | $29.4M | $28.3M | $34.2M | $36.6M | $32.4M | $37.9M | $43.6M | $40.4M | $32.8M | $25.4M | $23.7M | $20.4M | $21.7M | $25.2M | $28.3M | $35.6M | $43.0M |
| Net Income | $-12.7M | $-12.7M | $-39.9M | $-4.2M | $6.2M | $5.1M | $-3.8M | $-2.8M | $3.2M | $4.1M | $1.9M | $2.1M | $15.7M | $-7.3M | $-536000.00 | $-15.5M | $-15.4M | $-23.9M |
| EPS | -0.17 | -0.17 | -10.03 | -1.05 | 1.55 | 1.29 | -0.97 | -0.72 | 0.82 | 1.06 | 0.49 | 0.55 | 4.05 | -1.90 | — | — | — | — |
| Net Margin | -43.2% | -43.2% | -141.1% | -12.2% | 16.8% | 15.7% | -10.1% | -6.5% | 7.9% | 12.6% | 7.6% | 9.0% | 77.1% | -33.7% | -2.1% | -54.6% | -43.2% | -55.6% |
| Balance Sheet | ||||||||||||||||||
| Debt/Equity | 0.17 | 0.17 | 7.75 | 4.53 | 1.93 | 1.79 | 1.91 | 1.95 | 1.89 | 2.12 | 2.55 | 2.31 | 2.18 | — | 1.15 | 1.13 | 0.85 | — |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $-14.3M | $-14.3M | $2.6M | $-11.1M | $6.6M | $7.2M | $6.2M | $-12.5M | $4.1M | $4.2M | $996000.00 | $-563000.00 | — | $-13.0M | $-3.8M | $-1.7M | $-3.1M | $-10.1M |
| Returns | ||||||||||||||||||
| ROE | -13.4% | -13.4% | -935.1% | -9.4% | 10.3% | 7.6% | -6.0% | -4.2% | 4.6% | 6.2% | 3.1% | 3.5% | 26.7% | -17.4% | -1.1% | -30.6% | -22.9% | -66.6% |
| Valuation | ||||||||||||||||||
| P/E | 57.50 | 57.50 | — | — | 6.84 | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 0.93 | 0.93 | 1.77 | 0.37 | 0.71 | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 4.1% | 4.1% | -17.4% | -6.5% | — | -14.6% | -13.2% | 8.1% | 22.9% | 29.3% | 7.0% | 16.6% | -5.9% | -14.1% | -11.0% | -20.4% | -17.1% | — |
| EPS Growth | 98.3% | 98.3% | -855.2% | -167.7% | — | 233.0% | -34.7% | -187.8% | -22.6% | 116.3% | -10.9% | -86.4% | 313.2% | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-20.7%
Start / end P/E
n/dx → n/dx
EPS bridge
-10.03 → -0.17
Residual
-20.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.