Financial Services / Banks - RegionalJakarta
$930.00
-15.00 (-1.59%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 21.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
28/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$22.39T
P/E
8.2x
↓EV/EBITDA
N/A
•ROE
5.0%
↓Gross Margin
N/A
•Debt/Equity
0.17
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-2.2%
FCF CAGR
—
FCF margin
-22.3%
FCF / Net income
-0.84x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $10.40T · net income $2.75T · FCF $-2.32T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $10400.21B | $10400.21B | $10274.24B | $10446.31B | $11133.86B |
| Net Income | $2750.04B | $2750.04B | $2738.14B | $2531.89B | $3041.68B |
| EPS | 114.24 | 114.24 | 113.70 | 105.11 | 126.28 |
| Net Margin | 26.4% | 26.4% | 26.7% | 24.2% | 27.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.17 | 0.17 | 0.16 | 0.13 | 0.21 |
| Cash Flow | |||||
| Free Cash Flow | $-2316.18B | $-2316.18B | $18583.47B | $3569.55B | $-527.61B |
| Returns | |||||
| ROE | 5.0% | 5.0% | 5.2% | 5.1% | 6.4% |
| Valuation | |||||
| P/E | 8.24 | 8.24 | 16.14 | 10.75 | 9.94 |
| P/B | 0.41 | 0.41 | 0.84 | 0.55 | 0.64 |
| Growth & Yield | |||||
| Revenue Growth | 1.2% | 1.2% | -1.6% | -6.2% | — |
| EPS Growth | 0.5% | 0.5% | 8.2% | -16.8% | — |
| Dividend Yield | 4.4% | 4.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-10.3%
EPS terminal req.
$82.52
Spread vs growth
10.7%
5Y implied EPS CAGR
-2.7%
EPS terminal req.
$99.85
Spread vs growth
3.1%
10Y implied EPS CAGR
3.5%
EPS terminal req.
$160.81
Spread vs growth
-3.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-16.7%
Start / end P/E
10.4x → 8.1x
EPS bridge
113.70 → 114.24
Residual
-0.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.