Financial Services / Banks - RegionalNYSE
$216.85
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 44.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
24/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$87.1B
P/E
N/A
•EV/EBITDA
N/A
•ROE
11.5%
↑Gross Margin
N/A
•Debt/Equity
0.94
↑Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+7.9%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $23.10B · net income $7.00B · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $23.10B | $23.10B | $21.55B | $21.49B | $21.12B | $19.21B | $16.90B | $16.84B | $16.19B | $16.33B | $15.16B | $15.22B | $15.38B | $16.01B | $15.51B | $14.33B | $15.18B | $16.23B | $6.30B | $5.89B |
| Net Income | $7.00B | $7.00B | $5.95B | $5.65B | $6.11B | $5.72B | $7.56B | $5.42B | $5.35B | $5.39B | $3.98B | $4.14B | $4.21B | $4.21B | $2.99B | $3.07B | $3.40B | $2.40B | $914.0M | $1.49B |
| EPS | 16.59 | 16.59 | 13.74 | 12.79 | 13.85 | 12.70 | 16.96 | 11.39 | 10.71 | 10.36 | 7.30 | 7.39 | 7.30 | 7.36 | 5.28 | 5.64 | 5.74 | 4.36 | 2.44 | 4.32 |
| Net Margin | 30.3% | 30.3% | 27.6% | 26.3% | 28.9% | 29.8% | 44.7% | 32.2% | 33.0% | 33.0% | 26.3% | 27.2% | 27.4% | 26.3% | 19.3% | 21.4% | 22.4% | 14.8% | 14.5% | 25.3% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | 0.94 | 0.94 | 1.13 | 1.42 | 1.28 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Returns | ||||||||||||||||||||
| ROE | 11.5% | 11.5% | 10.9% | 11.0% | 13.4% | 10.3% | 14.0% | 11.0% | 11.2% | 11.3% | 8.7% | 9.3% | 9.4% | 9.9% | 7.7% | 9.0% | 11.2% | 8.0% | 3.6% | — |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 7.2% | 7.2% | 0.3% | 1.8% | 9.9% | 13.7% | 0.4% | 4.0% | -0.9% | 7.7% | -0.4% | -1.0% | -4.0% | 3.2% | 8.3% | -5.6% | -6.5% | 157.8% | 6.9% | — |
| EPS Growth | 20.7% | 20.7% | 7.4% | -7.7% | 9.1% | -25.1% | 48.9% | 6.3% | 3.4% | 41.9% | -1.2% | 1.2% | -0.8% | 39.4% | -6.4% | -1.7% | 31.7% | 78.7% | -43.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
5.1%
EPS terminal req.
$19.24
Spread vs growth
15.7%
5Y implied EPS CAGR
7.0%
EPS terminal req.
$23.28
Spread vs growth
13.7%
10Y implied EPS CAGR
8.5%
EPS terminal req.
$37.50
Spread vs growth
12.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.