Financial Services / Credit ServicesASX
$0.60
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$96M
P/E
6.7x
↓EV/EBITDA
8.9x
↓ROE
11.0%
↑Gross Margin
100.0%
↑Debt/Equity
5.03
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+20.2%
FCF CAGR
—
FCF margin
-13.8%
FCF / Net income
-1.92x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $93.1M · net income $6.7M · FCF $-12.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $93.1M | $93.1M | $65.7M | $77.5M | $53.7M |
| Net Income | $6.7M | $6.7M | $-10.0M | $166000.00 | $-33.1M |
| EBITDA | $45.9M | $45.9M | $13.4M | $35.6M | $8.4M |
| EPS | 0.04 | 0.04 | -0.09 | 0.00 | -0.40 |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Margin | 47.9% | 47.9% | 10.5% | 37.0% | 10.2% |
| Net Margin | 7.2% | 7.2% | -15.3% | 0.2% | -61.7% |
| Balance Sheet | |||||
| Debt/Equity | 5.03 | 5.03 | 7.87 | 7.87 | 7.81 |
| Current Ratio | 0.50 | 0.50 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-12.8M | $-12.8M | $-29.5M | $-20.4M | $-47.6M |
| Returns | |||||
| ROE | 11.0% | 11.0% | -22.7% | 0.4% | -80.6% |
| Valuation | |||||
| P/E | 6.67 | 6.67 | — | 261.54 | — |
| EV/EBITDA | 8.94 | 8.94 | 30.17 | 10.26 | 39.82 |
| P/B | 1.81 | 1.81 | 1.40 | 1.04 | 0.86 |
| Growth & Yield | |||||
| Revenue Growth | 41.7% | 41.7% | -15.2% | 44.4% | — |
| EPS Growth | 142.1% | 142.1% | -6761.5% | 100.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
13.4%
EPS terminal req.
$0.05
Spread vs growth
128.7%
5Y implied EPS CAGR
12.0%
EPS terminal req.
$0.06
Spread vs growth
130.1%
10Y implied EPS CAGR
11.0%
EPS terminal req.
$0.10
Spread vs growth
131.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+25.0%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.09 → 0.04
Residual
+25.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.