Financial Services / Banks - RegionalJakarta
$242.00
+4.00 (+1.68%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 22.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$7.75T
P/E
3.7x
↓EV/EBITDA
N/A
•ROE
5.5%
↓Gross Margin
N/A
•Debt/Equity
0.28
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+0.5%
FCF CAGR
—
FCF margin
-20.0%
FCF / Net income
-1.28x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $11.13T · net income $1.74T · FCF $-2.23T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $11128.61B | $11128.61B | $10671.00B | $13181.67B | $10978.37B |
| Net Income | $1744.33B | $1744.33B | $1540.62B | $1510.48B | $2017.56B |
| EPS | 54.47 | 54.47 | 48.11 | 47.17 | 63.01 |
| Net Margin | 15.7% | 15.7% | 14.4% | 11.5% | 18.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.28 | 0.28 | 0.27 | 0.23 | 0.31 |
| Cash Flow | |||||
| Free Cash Flow | $-2227.81B | $-2227.81B | $18602.47B | $3472.16B | $-1042.21B |
| Returns | |||||
| ROE | 5.5% | 5.5% | 5.2% | 5.4% | 7.7% |
| Valuation | |||||
| P/E | 3.66 | 3.66 | 9.06 | 5.60 | 4.92 |
| P/B | 0.24 | 0.24 | 0.47 | 0.30 | 0.38 |
| Growth & Yield | |||||
| Revenue Growth | 4.3% | 4.3% | -19.0% | 20.1% | — |
| EPS Growth | 13.2% | 13.2% | 2.0% | -25.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-26.7%
EPS terminal req.
$21.47
Spread vs growth
39.9%
5Y implied EPS CAGR
-13.8%
EPS terminal req.
$25.98
Spread vs growth
27.0%
10Y implied EPS CAGR
-2.6%
EPS terminal req.
$41.85
Spread vs growth
15.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-16.6%
Start / end P/E
6.0x → 4.4x
EPS bridge
48.11 → 54.47
Residual
-3.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.