Financial Services / Banks - RegionalOTC Markets OTCID
$655.75
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 41.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$136M
P/E
8.9x
↓EV/EBITDA
N/A
•ROE
11.2%
↑Gross Margin
N/A
•Debt/Equity
0.14
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+11.4%
FCF CAGR
+15.8%
FCF margin
41.2%
FCF / Net income
1.16x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $43.2M · net income $15.3M · FCF $17.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $43.2M | $43.2M | $39.5M | $35.7M | $31.3M |
| Net Income | $15.3M | $15.3M | $11.7M | $11.7M | $8.8M |
| EPS | — | — | 56.27 | 56.53 | 42.93 |
| Net Margin | 35.4% | 35.4% | 29.7% | 32.9% | 28.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.14 | 0.14 | 0.16 | 0.62 | 0.41 |
| Cash Flow | |||||
| Free Cash Flow | $17.8M | $17.8M | $15.4M | $14.2M | $11.5M |
| Returns | |||||
| ROE | 11.2% | 11.2% | 9.9% | 10.7% | 9.0% |
| Valuation | |||||
| P/E | 8.94 | 8.94 | 9.42 | 8.14 | 10.48 |
| P/B | 1.00 | 1.00 | 0.93 | 0.87 | 0.94 |
| Growth & Yield | |||||
| Revenue Growth | 9.5% | 9.5% | 10.6% | 14.1% | — |
| EPS Growth | — | — | -0.5% | 31.7% | — |
| Dividend Yield | 1.6% | 1.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+39.4%
Start / end P/E
n/dx → n/dx
EPS bridge
56.27 → n/d
Residual
+37.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.