Financial Services / Financial ConglomeratesJohannesburg
$180.00
-2.00 (-1.10%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 26.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
43/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$2.6B
P/E
36.0x
↑EV/EBITDA
1502.2x
↑ROE
9.1%
↑Gross Margin
63.8%
↑Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+21.1%
FCF CAGR
—
FCF margin
29.8%
FCF / Net income
2.37x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $486.7M · net income $61.0M · FCF $144.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $486.7M | $486.7M | $400.4M | $276.1M | $274.0M |
| Net Income | $61.0M | $61.0M | $24.8M | $-24.9M | $44.0M |
| EBITDA | $170.5M | $170.5M | $97.8M | $-4.0M | $113.5M |
| EPS | 0.04 | 0.04 | — | -0.02 | 0.04 |
| Gross Margin | 63.8% | 63.8% | 59.7% | 47.3% | 60.8% |
| Operating Margin | 17.9% | 17.9% | 8.3% | -18.8% | 14.5% |
| Net Margin | 12.5% | 12.5% | 6.2% | -9.0% | 16.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.02 | 0.01 | 0.04 |
| Current Ratio | 1.64 | 1.64 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $144.8M | $144.8M | $-15.6M | $-56.7M | $-42.0M |
| Returns | |||||
| ROE | 9.1% | 9.1% | 4.1% | -4.4% | 9.2% |
| Valuation | |||||
| P/E | 36.00 | 36.00 | — | — | 5799.42 |
| EV/EBITDA | 1502.18 | 1502.18 | 1150.85 | — | 2248.18 |
| P/B | 381.97 | 381.97 | 186.89 | 206.81 | 532.58 |
| Growth & Yield | |||||
| Revenue Growth | 21.5% | 21.5% | 45.1% | 0.8% | — |
| EPS Growth | — | — | — | -153.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
620.0%
EPS terminal req.
$15.97
Spread vs growth
-598.4%
5Y implied EPS CAGR
239.6%
EPS terminal req.
$19.33
Spread vs growth
-218.0%
10Y implied EPS CAGR
93.3%
EPS terminal req.
$31.12
Spread vs growth
-71.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+16.9%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → 0.04
Residual
+16.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.