Financial Services / Insurance - Property & CasualtyNasdaqCM
$0.73
+0.14 (+24.13%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
13/100
F
Piotroski
0/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$19M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-205.6%
↓Gross Margin
N/A
•Debt/Equity
1.36
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2013–2025 · 12 años de histórico normalizado
Revenue CAGR
+0.8%
FCF CAGR
—
FCF margin
-118.8%
FCF / Net income
2.38x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $36.9M · net income $-18.4M · FCF $-43.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | $36.9M | $36.9M | $66.3M | $90.0M | $101.5M | $116.0M | $103.5M | $96.0M | $98.9M | $96.8M | $93.9M | $70.7M | $60.9M | $33.5M |
| Net Income | $-18.4M | $-18.4M | $24.3M | $-25.9M | $-10.7M | $-1.1M | $595000.00 | $-7.8M | $-9.2M | $-21.5M | $-8.4M | $64000.00 | $-6.9M | $349000.00 |
| EBITDA | — | — | — | — | — | — | — | — | $-10.0M | $-23.9M | $-10.7M | — | — | — |
| EPS | -1.51 | -1.51 | 1.93 | -2.12 | -1.00 | -0.11 | 0.06 | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | -11.5% | -8.8% | -11.5% | -10.5% | -25.0% | -11.9% | — | — | — |
| Net Margin | -49.9% | -49.9% | 36.7% | -28.8% | -10.5% | -0.9% | 0.6% | -8.1% | -9.3% | -22.2% | -9.0% | 0.1% | -11.4% | 1.0% |
| Balance Sheet | ||||||||||||||
| Debt/Equity | 1.36 | 1.36 | 0.55 | 8.67 | 1.79 | 0.83 | 0.92 | 0.84 | 0.79 | — | — | 0.17 | 0.62 | — |
| Current Ratio | 0.78 | 0.78 | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||
| Free Cash Flow | $-43.9M | $-43.9M | $-32.7M | $-13.4M | $-40.5M | — | $2.9M | $15.3M | $-17.1M | $9.1M | $6.0M | $-3.3M | $5.9M | — |
| Returns | ||||||||||||||
| ROE | -205.6% | -205.6% | 113.1% | -896.6% | -56.4% | -2.7% | 1.3% | -18.3% | -21.9% | — | — | 0.1% | -15.7% | — |
| Valuation | ||||||||||||||
| P/E | — | — | 0.56 | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 1.00 | 1.00 | 0.61 | 5.75 | 0.90 | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||
| Revenue Growth | -44.3% | -44.3% | -26.3% | -11.3% | — | 12.1% | 7.8% | -2.9% | 2.1% | 3.1% | 32.7% | 16.1% | 82.0% | — |
| EPS Growth | -178.2% | -178.2% | 191.0% | -112.0% | — | -283.3% | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-12.7%
Start / end P/E
n/dx → n/dx
EPS bridge
1.93 → -1.51
Residual
-12.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.