Financial Services / Credit ServicesWarsaw
$3.20
+0.08 (+2.56%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$12M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-25.5%
↓Gross Margin
55.0%
↑Debt/Equity
0.13
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+27.1%
FCF CAGR
—
FCF margin
-27.5%
FCF / Net income
0.28x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.4M · net income $-4.3M · FCF $-1.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4.4M | $4.4M | $4.4M | $1.5M | $2.1M |
| Net Income | $-4.3M | $-4.3M | $-998957.42 | $-1.1M | $-2.3M |
| EBITDA | $-190704.49 | $-190704.49 | $-473928.06 | $-560215.63 | $-1.1M |
| EPS | -1.18 | -1.18 | -0.27 | -0.31 | -0.61 |
| Gross Margin | 55.0% | 55.0% | 53.5% | -31.9% | -7.4% |
| Operating Margin | -20.0% | -20.0% | -26.0% | -80.2% | -82.8% |
| Net Margin | -99.4% | -99.4% | -23.0% | -76.1% | -105.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.13 | 0.13 | 0.12 | 0.13 | 0.31 |
| Cash Flow | |||||
| Free Cash Flow | $-1.2M | $-1.2M | $-793322.82 | $-2.1M | $842361.18 |
| Returns | |||||
| ROE | -25.5% | -25.5% | -4.7% | -5.1% | -9.5% |
| Valuation | |||||
| P/B | 0.69 | 0.69 | 0.67 | 0.71 | 0.50 |
| Growth & Yield | |||||
| Revenue Growth | 0.5% | 0.5% | 190.5% | -29.7% | — |
| EPS Growth | -335.4% | -335.4% | 12.4% | 49.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-11.1%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.27 → -1.18
Residual
-11.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.