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PROFINC.BO$3.61+1.69%
Fair $3.61+0.0%

PROFINC.BO

Pro Fin Capital Services Ltd.

Financial Services / Capital MarketsBSE

$3.61

+0.06 (+1.69%)

Fairly Valued+0.0%Fair Value $3.61Fund rank 19/100 · Data gapFallback financials|
SA 24/D
F-Score: 5/9
High DebtLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 11.0/100

Data gap 19/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 26/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

24/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 4.24, above the 2.0 threshold ROE is 4.1%, below the 5% threshold
Thesis & Journal · PROFINC.BOLocal privado en este navegador · Pro Fin Capital Services Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$2.1B

P/E

72.2x

↑

EV/EBITDA

30.9x

↑

ROE

4.1%

↓

Gross Margin

75.0%

↑

Debt/Equity

4.24

↑
52-Week Range$4
$2$8

TradingView lightweight chart

PROFINC.BO price, volumen y niveles de valoración

Último $3.610Periodo +5452.7%
Fair value: $3.610

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+4.8%

FCF CAGR

—

FCF margin

-31.9%

FCF / Net income

-3.35x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $306.9M · net income $29.2M · FCF $-97.8M

2022-FY → 2025-FY

Gross margin

75.0%-0.0% pts

Operating margin

66.6%-26.0% pts

Net margin

9.5%-4.6% pts

FCF margin

-31.9%+36.0% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$306.9M$306.9M$217.9M$201.5M$267.0M
Net Income$29.2M$29.2M$-3.7M$5.6M$37.7M
EBITDA$166.0M$166.0M$126.4M$138.0M$261.8M
EPS0.050.05-0.010.010.09
Gross Margin75.0%75.0%98.2%79.5%75.0%
Operating Margin66.6%66.6%87.3%65.5%92.6%
Net Margin9.5%9.5%-1.7%2.8%14.1%
Balance Sheet
Debt/Equity4.244.2410.947.136.55
Cash Flow
Free Cash Flow$-97.8M$-97.8M$-123.1M$-153.7M$-181.1M
Returns
ROE4.1%4.1%-1.3%1.4%9.8%
Valuation
P/E72.2072.20—47.5027.43
EV/EBITDA30.8630.8627.1222.0413.60
P/B3.043.040.960.612.68
Growth & Yield
Revenue Growth40.8%40.8%8.2%-24.5%—
EPS Growth600.0%600.0%-186.7%-86.5%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

85.7%

muy exigente

EPS terminal req.

$0.32

Spread vs growth

514.3%

5Y implied EPS CAGR

50.6%

muy exigente

EPS terminal req.

$0.39

Spread vs growth

549.4%

10Y implied EPS CAGR

28.7%

muy exigente

EPS terminal req.

$0.62

Spread vs growth

571.3%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +57.6%

Total return

+57.6%

Start / end P/E

n/dx → n/dx

EPS bridge

-0.01 → 0.05

Residual

+57.6%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+57.6%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.