Financial Services / Banks - RegionalNasdaqGM
$91.06
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 51.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
20/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.5B
P/E
N/A
•EV/EBITDA
N/A
•ROE
11.4%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+11.5%
FCF CAGR
+24.0%
FCF margin
72.4%
FCF / Net income
2.78x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $489.4M · net income $127.2M · FCF $354.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $489.4M | $489.4M | $481.9M | $413.4M | $292.6M | $200.2M | $198.4M | $216.1M | $182.9M | $166.0M | $137.5M | $114.4M | $107.2M | $108.7M | $94.0M | $95.2M | $80.1M | $85.6M |
| Net Income | $127.2M | $127.2M | $113.8M | $113.6M | $99.1M | $98.9M | $60.6M | $57.4M | $43.1M | $35.7M | $27.7M | $16.9M | $15.0M | $14.9M | $12.6M | $9.7M | $6.6M | $1.8M |
| EPS | 7.49 | 7.49 | 6.71 | 6.73 | 5.87 | 6.20 | 3.80 | 3.60 | 2.86 | 2.61 | 2.17 | 1.61 | 1.72 | 2.08 | 1.85 | 0.92 | 0.53 | -0.46 |
| Net Margin | 26.0% | 26.0% | 23.6% | 27.5% | 33.9% | 49.4% | 30.5% | 26.6% | 23.6% | 21.5% | 20.1% | 14.8% | 13.9% | 13.7% | 13.4% | 10.2% | 8.2% | 2.1% |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $354.1M | $354.1M | $400.0M | $361.4M | $85.4M | $74.2M | $107.9M | $64.1M | $52.8M | $28.0M | $37.4M | $25.7M | $23.6M | $29.6M | $28.8M | $33.6M | $15.7M | $11.3M |
| Returns | ||||||||||||||||||
| ROE | 11.4% | 11.4% | 11.4% | 12.8% | 12.8% | 14.6% | 10.2% | 10.7% | 9.1% | 10.1% | 9.7% | 7.5% | 10.4% | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 1.6% | 1.6% | 16.6% | 41.3% | 46.2% | 0.9% | -8.2% | 18.2% | 10.2% | 20.7% | 20.2% | 6.6% | -1.4% | 15.7% | -1.2% | 18.8% | -6.4% | — |
| EPS Growth | 11.6% | 11.6% | -0.3% | 14.7% | -5.3% | 63.2% | 5.6% | 25.9% | 9.6% | 20.3% | 34.8% | -6.4% | -17.3% | 12.4% | 101.1% | 73.6% | 215.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
2.6%
EPS terminal req.
$8.08
Spread vs growth
9.1%
5Y implied EPS CAGR
5.5%
EPS terminal req.
$9.78
Spread vs growth
6.1%
10Y implied EPS CAGR
7.7%
EPS terminal req.
$15.75
Spread vs growth
3.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.