Financial Services / Credit ServicesBSE
$87.74
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 10.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$189M
P/E
34.8x
↑EV/EBITDA
50.1x
↑ROE
3.2%
↓Gross Margin
39.4%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+43.6%
FCF CAGR
+67.3%
FCF margin
111.7%
FCF / Net income
4.23x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $13.5M · net income $3.6M · FCF $15.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $13.5M | $13.5M | $17.9M | $2.8M | $4.6M |
| Net Income | $3.6M | $3.6M | $2.0M | $346000.00 | $1768.00 |
| EBITDA | $3.8M | $3.8M | $3.6M | $686000.00 | $126061.00 |
| EPS | 1.66 | 1.66 | 1.43 | 0.24 | 0.00 |
| Gross Margin | 39.4% | 39.4% | 39.7% | 53.4% | 52.7% |
| Operating Margin | 27.7% | 27.7% | 20.2% | 47.0% | 4.2% |
| Net Margin | 26.4% | 26.4% | 11.4% | 12.4% | 0.0% |
| Balance Sheet | |||||
| Debt/Equity | — | — | — | — | 0.13 |
| Cash Flow | |||||
| Free Cash Flow | $15.1M | $15.1M | $2.7M | $4.3M | $3.2M |
| Returns | |||||
| ROE | 3.2% | 3.2% | 8.6% | 1.6% | 0.0% |
| Valuation | |||||
| P/E | 34.82 | 34.82 | 69.78 | 395.59 | 62804.37 |
| EV/EBITDA | 50.14 | 50.14 | 39.05 | 194.85 | 859.61 |
| P/B | 1.70 | 1.70 | 6.01 | 6.21 | 5.01 |
| Growth & Yield | |||||
| Revenue Growth | -24.5% | -24.5% | 538.1% | -38.5% | — |
| EPS Growth | 16.1% | 16.1% | 500.0% | 19904.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
67.4%
EPS terminal req.
$7.79
Spread vs growth
-51.3%
5Y implied EPS CAGR
41.5%
EPS terminal req.
$9.42
Spread vs growth
-25.4%
10Y implied EPS CAGR
24.8%
EPS terminal req.
$15.17
Spread vs growth
-8.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.8%
Start / end P/E
64.5x → 52.9x
EPS bridge
1.43 → 1.66
Residual
-2.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.