Financial Services / Insurance - LifeNSE
$235.73
+0.12 (+0.05%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 18.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
53/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$78.5B
P/E
91.0x
↑EV/EBITDA
45.4x
↑ROE
3.0%
↓Gross Margin
67.3%
↑Debt/Equity
0.17
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+31.6%
FCF CAGR
+7.2%
FCF margin
21.5%
FCF / Net income
21.03x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $84.09B · net income $859.6M · FCF $18.07B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $84.09B | $84.09B | $73.29B | $8.38B | $36.93B |
| Net Income | $859.6M | $859.6M | $1.25B | $2.33B | $869.3M |
| EBITDA | $1.70B | $1.70B | $3.42B | $6.10B | $39.41B |
| EPS | 2.59 | 2.59 | 3.78 | 7.07 | 94.67 |
| Gross Margin | 67.3% | 67.3% | 65.3% | -152.7% | — |
| Operating Margin | 1.1% | 1.1% | 3.5% | 16.9% | — |
| Net Margin | 1.0% | 1.0% | 1.7% | 27.8% | 2.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.17 | 0.17 | 0.09 | 0.19 | 0.37 |
| Current Ratio | 0.84 | 0.84 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $18.07B | $18.07B | $14.99B | $14.78B | $14.66B |
| Returns | |||||
| ROE | 3.0% | 3.0% | 5.0% | 9.9% | 4.2% |
| Valuation | |||||
| P/E | 91.02 | 91.02 | 59.24 | 32.23 | 1.59 |
| EV/EBITDA | 45.43 | 45.43 | 21.36 | 12.67 | 1.35 |
| P/B | 2.69 | 2.69 | 2.93 | 3.20 | 2.38 |
| Growth & Yield | |||||
| Revenue Growth | 14.7% | 14.7% | 774.9% | -77.3% | — |
| EPS Growth | -31.5% | -31.5% | -46.5% | -92.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
100.6%
EPS terminal req.
$20.92
Spread vs growth
-132.1%
5Y implied EPS CAGR
57.8%
EPS terminal req.
$25.31
Spread vs growth
-89.2%
10Y implied EPS CAGR
31.7%
EPS terminal req.
$40.76
Spread vs growth
-63.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+1.2%
Start / end P/E
61.6x → 91.0x
EPS bridge
3.78 → 2.59
Residual
-15.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.