Financial Services / Mortgage FinanceBSE
$374.35
-6.05 (-1.59%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 52.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$23.4B
P/E
4.9x
↓EV/EBITDA
24.6x
↑ROE
11.8%
↑Gross Margin
36.2%
↓Debt/Equity
3.02
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+44.9%
FCF CAGR
—
FCF margin
-52.0%
FCF / Net income
-1.94x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $17.76B · net income $4.75B · FCF $-9.23B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $17.76B | $17.76B | $16.90B | $15.15B | $5.84B |
| Net Income | $4.75B | $4.75B | $4.71B | $4.13B | $3.16B |
| EBITDA | $5.79B | $5.79B | $5.60B | $5.42B | $11.17B |
| EPS | — | — | 75.33 | 66.04 | 50.56 |
| Gross Margin | 36.2% | 36.2% | 35.8% | 38.5% | — |
| Operating Margin | 30.6% | 30.6% | 31.4% | 33.0% | — |
| Net Margin | 26.8% | 26.8% | 27.9% | 27.3% | 54.1% |
| Balance Sheet | |||||
| Debt/Equity | 3.02 | 3.02 | 3.25 | 3.58 | 3.84 |
| Cash Flow | |||||
| Free Cash Flow | $-9.23B | $-9.23B | $-6.37B | $-7.08B | $-3.71B |
| Returns | |||||
| ROE | 11.8% | 11.8% | 13.8% | 13.8% | 12.2% |
| Valuation | |||||
| P/E | 4.93 | 4.93 | 4.52 | 6.68 | 3.61 |
| EV/EBITDA | 24.63 | 24.63 | 23.47 | 24.20 | 9.52 |
| P/B | 0.58 | 0.58 | 0.62 | 0.92 | 0.44 |
| Growth & Yield | |||||
| Revenue Growth | 5.1% | 5.1% | 11.6% | 159.2% | — |
| EPS Growth | — | — | 14.1% | 30.6% | — |
| Dividend Yield | 2.4% | 2.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-2.0%
Start / end P/E
n/dx → n/dx
EPS bridge
75.33 → n/d
Residual
-4.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.