Financial Services / Insurance - Property & CasualtyMilan
$22.20
-0.25 (-1.11%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 25.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
28/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$638M
P/E
26.1x
↑EV/EBITDA
N/A
•ROE
8.5%
↑Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+63.9%
FCF CAGR
+10.3%
FCF margin
6.5%
FCF / Net income
1.21x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $415.9M · net income $22.4M · FCF $27.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $415.9M | $415.9M | $313.3M | $220.4M | $94.4M |
| Net Income | $22.4M | $22.4M | $18.6M | $10.6M | $6.2M |
| EPS | — | — | 0.79 | 0.44 | 0.25 |
| Net Margin | 5.4% | 5.4% | 5.9% | 4.8% | 6.6% |
| Balance Sheet | |||||
| Current Ratio | 0.89 | 0.89 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $27.2M | $27.2M | $38.1M | $42.2M | $20.3M |
| Returns | |||||
| ROE | 8.5% | 8.5% | 7.6% | 4.7% | 2.9% |
| Valuation | |||||
| P/E | 26.12 | 26.12 | 15.63 | 18.90 | 33.16 |
| P/B | 2.42 | 2.42 | 1.19 | 0.88 | 0.95 |
| Growth & Yield | |||||
| Revenue Growth | 32.7% | 32.7% | 42.1% | 133.4% | — |
| EPS Growth | — | — | 77.1% | 75.7% | — |
| Dividend Yield | 1.2% | 1.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+38.6%
Start / end P/E
n/dx → n/dx
EPS bridge
0.79 → n/d
Residual
+37.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.