Financial Services / Credit ServicesBSE
$28.60
+1.03 (+3.74%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 6.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$276M
P/E
36.7x
↑EV/EBITDA
37.1x
↑ROE
1.5%
↓Gross Margin
53.6%
↑Debt/Equity
3.07
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+121.4%
FCF CAGR
—
FCF margin
-478.6%
FCF / Net income
-166.67x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $43.7M · net income $1.3M · FCF $-209.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $43.7M | $43.7M | $17.9M | $184000.00 | $4.0M |
| Net Income | $1.3M | $1.3M | $6.5M | $86000.00 | $1.4M |
| EBITDA | $12.2M | $12.2M | $9.1M | $509000.00 | $1.6M |
| EPS | 0.17 | 0.17 | 1.73 | 0.01 | 0.18 |
| Gross Margin | 53.6% | 53.6% | 65.2% | -475.0% | 70.1% |
| Operating Margin | 11.4% | 11.4% | 37.9% | -1744.6% | 30.9% |
| Net Margin | 2.9% | 2.9% | 36.1% | 46.7% | 34.0% |
| Balance Sheet | |||||
| Debt/Equity | 3.07 | 3.07 | 0.06 | — | — |
| Current Ratio | 62.35 | 62.35 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-209.0M | $-209.0M | $-54.6M | $-21.2M | $27.3M |
| Returns | |||||
| ROE | 1.5% | 1.5% | 7.5% | 0.1% | 1.7% |
| Valuation | |||||
| P/E | 36.67 | 36.67 | 14.26 | 436.00 | 22.46 |
| EV/EBITDA | 37.07 | 37.07 | 20.09 | -47.77 | -30.86 |
| P/B | 2.51 | 2.51 | 2.15 | 0.47 | 0.39 |
| Growth & Yield | |||||
| Revenue Growth | 143.4% | 143.4% | 9649.5% | -95.4% | — |
| EPS Growth | -90.2% | -90.2% | 17200.0% | -94.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
146.2%
EPS terminal req.
$2.54
Spread vs growth
-236.4%
5Y implied EPS CAGR
78.4%
EPS terminal req.
$3.07
Spread vs growth
-168.6%
10Y implied EPS CAGR
40.1%
EPS terminal req.
$4.95
Spread vs growth
-130.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-35.0%
Start / end P/E
25.4x → 168.2x
EPS bridge
1.73 → 0.17
Residual
-506.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.