StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
RJF$145.88+1.72%
Fair $145.88+0.0%

RJF

Raymond James Financial, Inc.

Financial Services / Asset ManagementNYSE

$145.88

+2.47 (+1.72%)

Fairly Valued+0.0%Fair Value $145.88Fund rank 29/100 · Data gapFallback financials|
SA 40/C
F-Score: 5/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 68.0/100

Data gap 29/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 27/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

40/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 0unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · RJFLocal privado en este navegador · Raymond James Financial, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$28.4B

P/E

13.8x

↑

EV/EBITDA

N/A

•

ROE

17.1%

↑

Gross Margin

N/A

•

Debt/Equity

0.34

↑
52-Week Range$146
$139$178

TradingView lightweight chart

RJF price, volumen y niveles de valoración

Último $143.41Periodo +2646.1%
Fair value: $145.88

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

+9.0%

FCF CAGR

+16.2%

FCF margin

16.2%

FCF / Net income

1.05x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $13.84B · net income $2.13B · FCF $2.25B

2008-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

15.4%+8.1% pts

FCF margin

16.2%+10.7% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$13.84B$13.84B$12.64B$11.47B$10.85B$9.91B$8.17B$8.02B$7.48B$6.53B$5.52B$5.31B$4.97B$4.60B$3.90B$3.40B$2.98B$2.60B$3.20B
Net Income$2.13B$2.13B$2.07B$1.74B$1.51B$1.40B$818.0M$1.03B$857.0M$636.0M$529.4M$502.1M$480.2M$367.2M$295.9M$278.4M$228.3M$152.8M$235.1M
EPS10.3010.309.707.976.986.633.884.783.832.892.432.292.211.721.471.461.220.831.29
Net Margin15.4%15.4%16.4%15.2%13.9%14.2%10.0%12.9%11.5%9.7%9.6%9.5%9.7%8.0%7.6%8.2%7.7%5.9%7.3%
Balance Sheet
Debt/Equity0.340.340.260.310.35———————0.290.33—————
Current Ratio2.292.29—————————————————
Cash Flow
Free Cash Flow$2.25B$2.25B$1.95B$-3.69B$-19.0M$6.57B$3.95B$439.0M$750.0M$-315.0M$-695.1M$824.6M$447.4M—$313.8M$1.52B$-1.04B$338.6M$176.1M
Returns
ROE17.1%17.1%17.7%17.0%16.0%17.0%11.5%15.7%13.5%11.4%10.8%11.1%11.6%10.0%9.1%10.8%9.9%7.5%—
Valuation
P/E13.7913.7913.1112.4615.35——————————————
P/B2.412.412.312.112.44——————————————
Growth & Yield
Revenue Growth9.5%9.5%10.2%5.7%—21.3%1.8%7.3%14.6%18.2%4.0%6.9%8.0%17.9%14.6%14.1%14.5%-18.8%—
EPS Growth6.2%6.2%21.7%14.2%—70.9%-18.8%24.7%32.8%18.6%6.4%3.3%28.7%17.3%0.5%19.7%46.4%-35.2%—
Dividend Yield1.5%1.5%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

7.9%

razonable

EPS terminal req.

$12.94

Spread vs growth

-1.7%

5Y implied EPS CAGR

8.7%

razonable

EPS terminal req.

$15.66

Spread vs growth

-2.6%

10Y implied EPS CAGR

9.4%

razonable

EPS terminal req.

$25.23

Spread vs growth

-3.2%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +0.8%

Total return

+0.8%

Start / end P/E

15.2x → 14.2x

EPS bridge

9.70 → 10.30

Residual

-0.4%

EPS growth+6.2%
Multiple rerating-6.5%
Dividend+1.5%
Residual / FX / buybacks / cross-term-0.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.