Financial Services / Banks - RegionalOslo
$160.00
-1.30 (-0.81%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$454M
P/E
2.1x
↓EV/EBITDA
N/A
•ROE
9.1%
↑Gross Margin
N/A
•Debt/Equity
2.44
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+73.4%
FCF CAGR
—
FCF margin
-89.0%
FCF / Net income
-1.94x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $494.1M · net income $226.1M · FCF $-439.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $494.1M | $494.1M | $469.5M | $421.8M | $94.8M |
| Net Income | $226.1M | $226.1M | $192.1M | $158.3M | $33.8M |
| EPS | 79.73 | 79.73 | 67.72 | 55.81 | 11.93 |
| Net Margin | 45.8% | 45.8% | 40.9% | 37.5% | 35.7% |
| Balance Sheet | |||||
| Debt/Equity | 2.44 | 2.44 | 2.20 | 1.95 | 1.59 |
| Cash Flow | |||||
| Free Cash Flow | $-439.8M | $-439.8M | $-819.8M | $-581.8M | $-512.5M |
| Returns | |||||
| ROE | 9.1% | 9.1% | 8.4% | 7.4% | 1.7% |
| Valuation | |||||
| P/E | 2.10 | 2.10 | 1.90 | 2.13 | 10.23 |
| P/B | 0.18 | 0.18 | 0.16 | 0.16 | 0.17 |
| Growth & Yield | |||||
| Revenue Growth | 5.3% | 5.3% | 11.3% | 344.8% | — |
| EPS Growth | 17.7% | 17.7% | 21.3% | 368.0% | — |
| Dividend Yield | 6.5% | 6.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-43.7%
EPS terminal req.
$14.20
Spread vs growth
61.5%
5Y implied EPS CAGR
-26.4%
EPS terminal req.
$17.18
Spread vs growth
44.2%
10Y implied EPS CAGR
-10.0%
EPS terminal req.
$27.67
Spread vs growth
27.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+20.8%
Start / end P/E
2.1x → 2.0x
EPS bridge
67.72 → 79.73
Residual
-0.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.