Financial Services / Banks - RegionalNasdaqGS
$5.51
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
20/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$113M
P/E
N/A
•EV/EBITDA
N/A
•ROE
3.1%
↓Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+1.6%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $59.0M · net income $4.9M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $59.0M | $59.0M | $56.6M | $55.7M | $49.8M | $48.3M | $50.5M | $49.9M | $45.3M | $35.6M | $30.9M | $28.6M | $26.8M | $32.9M | $39.5M | $43.2M | $46.3M |
| Net Income | $4.9M | $4.9M | $3.8M | $18.1M | $21.8M | $10.5M | $15.7M | $17.3M | $10.2M | $7.4M | $6.4M | $4.5M | $19.4M | $2.6M | $-31.7M | $4.3M | $-5.4M |
| EPS | 0.23 | 0.23 | 0.18 | 0.83 | 0.98 | 0.47 | 0.69 | 0.76 | 0.45 | 0.33 | 0.28 | 0.20 | 0.87 | 0.12 | -1.42 | 0.24 | -0.51 |
| Net Margin | 8.3% | 8.3% | 6.7% | 32.5% | 43.8% | 21.7% | 31.2% | 34.6% | 22.6% | 20.8% | 20.5% | 15.7% | 72.5% | 8.0% | -80.1% | 10.0% | -11.8% |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | — | — | — | — | — | $20.6M | $13.0M | $19.1M | $11.2M | $17.5M | $10.7M | $5.1M | $5.7M | $8.9M | $9.4M | $19.4M | $10.3M |
| Returns | |||||||||||||||||
| ROE | 3.1% | 3.1% | 2.4% | 11.6% | 13.9% | 6.9% | 10.6% | 13.0% | 8.8% | 6.7% | 5.9% | 4.3% | 19.8% | 3.4% | -41.6% | 4.0% | -6.5% |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 4.3% | 4.3% | 1.6% | 11.7% | 3.1% | -4.3% | 1.3% | 10.1% | 27.2% | 15.1% | 8.1% | 6.8% | -18.6% | -16.7% | -8.5% | -6.6% | — |
| EPS Growth | 27.8% | 27.8% | -78.3% | -15.3% | 108.5% | -31.9% | -9.2% | 68.9% | 36.4% | 17.9% | 40.0% | -77.0% | 625.0% | 108.5% | -691.7% | 147.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
28.6%
EPS terminal req.
$0.49
Spread vs growth
-0.8%
5Y implied EPS CAGR
20.8%
EPS terminal req.
$0.59
Spread vs growth
7.0%
10Y implied EPS CAGR
15.3%
EPS terminal req.
$0.95
Spread vs growth
12.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.