Financial Services / Banks - DiversifiedNYSE
$188.80
-0.73 (-0.39%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 55.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$262.4B
P/E
17.0x
↑EV/EBITDA
N/A
•ROE
14.6%
↑Gross Margin
N/A
•Debt/Equity
3.92
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.9%
FCF CAGR
+39.7%
FCF margin
79.6%
FCF / Net income
2.60x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $66.53B · net income $20.36B · FCF $52.98B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $66.53B | $66.53B | $57.49B | $51.59B | $48.77B |
| Net Income | $20.36B | $20.36B | $16.23B | $14.61B | $15.79B |
| EPS | 14.07 | 14.07 | — | — | — |
| Net Margin | 30.6% | 30.6% | 28.2% | 28.3% | 32.4% |
| Balance Sheet | |||||
| Debt/Equity | 3.92 | 3.92 | 3.65 | 3.82 | 3.93 |
| Cash Flow | |||||
| Free Cash Flow | $52.98B | $52.98B | $20.86B | $23.35B | $19.44B |
| Returns | |||||
| ROE | 14.6% | 14.6% | 12.8% | 12.7% | 14.6% |
| Valuation | |||||
| P/E | 16.99 | 16.99 | — | — | — |
| P/B | 1.92 | 1.92 | 1.38 | 1.03 | 1.21 |
| Growth & Yield | |||||
| Revenue Growth | 15.7% | 15.7% | 11.4% | 5.8% | — |
| Dividend Yield | 2.7% | 2.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
6.0%
EPS terminal req.
$16.75
Spread vs growth
9.7%
5Y implied EPS CAGR
7.6%
EPS terminal req.
$20.27
Spread vs growth
8.2%
10Y implied EPS CAGR
8.8%
EPS terminal req.
$32.65
Spread vs growth
6.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+51.7%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → 14.07
Residual
+49.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.